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Knowing very little about this killer virus and 'if' their is a stage two, would ANYBODY take the risk of being on a cruise ship with a few thousand other passengers in say the Med - Atlantic - Pacific - and god forbid the alarm bells ring. Cruising in such a confined space - this type of holiday is not even on the radar for years to come.
I am not sure you can speak for every person. You appear to be much more risk-averse than the average.