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theFIREstarter • 3 years ago

Cracking month my friend!

The cheese cake etc sounds very yummy. Hope you are getting your cardio in to balance out all the calories 😁.

Humorous typo spotted btw:

"property deprecation" - is this when your house makes fun of itself? 🤣

Let's av another catch up soon!

SavingNinja • 3 years ago

Yes!

Not doing as much as I should be :D But still fasting 16:8 which is keeping me relatively slim.

Hahaha, didn't catch that one 😆

Catch up was great, looking forward to the next one.

dickrog • 3 years ago

I can't believe you teased us with the cheesecake factory recipe, and then didn't share it with us!
84% savings rate? Wow! Crushing it!

SavingNinja • 3 years ago

Aha!

Here -> https://www.myrecipes.com/r...

It's a regular request from Mrs SavingNinja. It's so good!!

That 84% figure is a little misleading, it goes off my old assumption that anything I don't spend, I save. It goes whacky if I have a month where I dump extra savings in.

It also uses the assumption of 30k per year expenses. I don't know the true expenses figure yet as I haven't been in the USA for long enough.

So, I don't know my true savings rate. If I had to guess from initial expense data, I'd say around 80% is more accurate.