Just another indication...it's open season on 99% of Americans. Only low-life banksters, lawyers & collection agents would seize the elderly's SS income...for some meaningless -- LOL -- supposedly delinquent payday loan or credit card debts.

Trump works quietly to Harm all the military & veterans.
He just doesn't care about them.

WAKE UP PEOPLE! It will only get worse. Each day what rights you have.....disappear.

YOU DON'T GET IT. What about people who have identity theft or are accidentally in a database for being negligent with creditors.

You don't have a right to be a thief. Not paying money back you owe means you are a thief.

You obviously do know know enough about why this is wrong.....to cast judgment. There is a large error factor here. You must first hold the industry accountable...Moookie

This isn't about "thief" versus responsible payor, this is about responsible and fair debt collection practices that are not 100 percent accurate to begin with. Creditors still have every right to pursue debt as they do today even without this bill, this bill only makes it easier for creditors to abuse process with impunity.

It's fair to collect the debts owed.

Considering all the fraud in today's financial system -- you know, like the recent Equifax breach -- a lot of innocent Americans are wrongfully ensnared in rogue collections agents' efforts...for debts "they do not" owe. It's systemic...

That's bad, bro.

According to who and what double standards? Don't bear false witness and evidence against your neighbor lest you would like the same treatment in return.

Yes, it is. It is also fair to require creditors to act fairly and be held to minimum civil standards.

It is fair. If you owe the money you owe the money.

Many many people are being pursued for "phantom debt" -- you cannot assume that all debts are really yours. Verify!

And it is fair for creditors to prove that money is owed before attempting collections, and acting civilly and with due process of law in that proof.

Wouldn't have bought your debt if you didn't owe it. It's also money that has previously asked for. Don't be a deadbeat. Pay your bills.

Your mother owes a huge debt to society for having raised an imbecile like you.

When is she paying off that debt?

First, your presumption that this is about me is erroneous personal attacks that proves you're losing the factual and legal battle. Second, plenty of "debts" are alleged erroneously, and paid just because it's cheaper than fighting them. It is not improper to stand with the many creditor protections that exist now. For reference, here is the Federal Trade Commission discussion on the topic: https://www.ftc.gov/news-ev...

PS - "Wouldn't have bought your debt" suggests you are a creditors' representative. Is that full time, or are you just paid by the post for this issue?

So if someone has a debt than all bets aremoff and anything goes to collect it?

To quote a favorite music group from the 90's.....You are NEVER GONNA GET ...NEVER GONNA GET IT...

I am genuinely confused. Lawyers already enjoy a privilege that the general population, especially those of low income, do not have access to. Why would we favor their interests? I lean conservative, and even I can't see how removing common sense consumer protection would be on the table.

Wait a second, why did this show up in my news feed like it was new? Sorry guys, just seeing now this was old news

The findings of "good faith purchase" and actual debt are for courts to decide. This bill would eliminate protections leading up to creditors proving there is actually a debt to collect. You offer only conclusory statements to get the word "deadbeats" in (is that you again, MooookieStix?). Your leaps to conclusions are exactly why the Fair Debt Collection Practices Act exists, and limits the ruthless "free market" (which only actually exists in unregulated black markets, if you study economics at all).

And your crack about service members suggests that neither you nor anyone you love has ever been in service. Those MREs and soggy tents and battle dress uniforms aren't "free," they in fact carry a steep cost.

Glad to see that there is at least one thing dems and repubs can agree on - screwing consumers. Can there be any doubt who pulls the levers of power?

republicans wake the eff up. it's not the poor, immigrants, sick and uneducated driving legislation. it's the rich and powerful. while you're focused on the powerless the powerful are screwing you.

deadbeat is a conclusion. you skipped right over everything that leads to your conclusion. study harder so you can try harder!

Being in bed with and on the side of Payday Lenders and Debt Collector industry filth.

And an industry that preys on Vets. Truly MAGA legislation.

This is horrible. Forcing people to pay the money they owe.... What kind of world do we live in where you borrow money to buy stuff and actually have to pay it back.

This isn't about paying or not paying, it's about requiring fair conduct from those collecting alleged debts before they are proven. HUGE difference in purpose.

Debt collection is about not paying. Not sure what you think the term debt collection means? Lol

"Debt collection" is about proving debt, and only then moving to collect rightful debts. Do you suggest that every debt collector is 100 percent accurate 100 percent of the time? If you cannot assure that then "debt collection" is still subject to proof using due process of law.

It's about collection. That's why the word collection is in the phrase.

Collection of rightful debts. No one is suggesting that's improper. This bill is about allowing more creditor abuses in the name of simplicity, and that is wrong -- no matter who is paying your bill here.

Say it with me. Debt collection. If you owe the money you owe the money. Don't try to weasle your way out of what you owe deadbeat.

Say it with me . . . once the debt is properly proven, creditors may use the many protections they have already paid to have inserted into law. Say it with me, abusive practices involving unproven "debts" is wrong morally, and as a matter of law.

You owe money. That's why this scares you. Deadbeat.

Ah, the personal attack that proves you've no facts or law to win the debate. Thank you for proving my point.

Last question: are you a creditor's representative, or just a wringer paid by the post?

S/He is a troll

Yes, I checked out its disqus link, and saw that "deadbeat" is one of its favorite words. C'est l'internet, n'est pas?

The nurse left her too close to the keyboard, again.

Actually, a massive number of these collections are against people who don't owe a dime either because false identification, stolen identities, or it's just a scam to begin with