http://disqus.com/people/ff446eb98f4fa376869f7ad0f208b8bd/enSun, 01 Jun 2008 21:56:23 -0000http://meshio.disqus.com/automated_savings_chart_raquo_meshiocom_a_malaysia_personal_finance_blog/#comment-2468009Hi. Interesting and practical advise for investment/financial 'dummy' like me. Anyway I am not clear about the column that says rate of return? Is the rate given by the bank. I don't think the bank return rates go higher than 4%pa so what does the number 10% mean. Also please send me spreadsheet to my email.<br>ThanksRevathiThu, 29 May 2008 22:45:26 -0000http://meshio.disqus.com/automated_savings_chart_raquo_meshiocom_a_malaysia_personal_finance_blog/#comment-2468011Thanks for the explanation and spreadsheet. Will check your blog often for more tips etc. keep up the good work.RevathiSun, 01 Jun 2008 21:56:23 -0000