Disqus - Latest Comments for Thomas Eng

Re: Protect or Accumulate? » Meshio.com- a Malaysia Personal Finance Blog

Thomas Eng — Wed, 18 Jun 2008 21:04:26 -0000

My formula is
1) Protection Acc
2) Financial Independent Acc
3) Financial Freedom Acc

Before we can build up wealth, we need comprehensive coverage to get peace of mind. But our final target is to get independence
or Freedom.

When we can figure out/ have peace of mind in 1) & 2) we can adopt high risk in exchange toward no. 3)

Re: Random Ringgit: Scams or...? » Meshio.com- a Malaysia Personal Finance Blog

Thomas Eng — Wed, 18 Jun 2008 21:22:19 -0000

Any form of business that need not you to selling/service then we should beware.
Any form of investment that promise high return in short time without clear defination how's return is make then we should beware.

Always remember in financial, "there is no free lunch"

Re: MLM: Multi Level Marketing or More Losing Money

Thomas Eng — Wed, 18 Jun 2008 21:38:51 -0000

If you don't know what are you doing, the risk is coming.
I don't think MLM is a easy business yet i'm not deny it as great business model.
The important things about MLM is your selection & attitude. If we want to be in this business, be brace yourself to accept a lot of rejections, critic, trouble etc.

Re: Retirement Savings Trust Fund » Meshio.com- a Malaysia Personal Finance Blog

Thomas Eng — Wed, 18 Jun 2008 22:19:34 -0000

I buy the stock because i foud it intrinsic value
I hold the stock because it gave me a huge of dividend
I sell the stock because it doesn't meet my expectation of earnings

i'll only royal to fund as long as the fund generate income at my expectation rate.

Only dare to invest if you know what are you buying & you have a right attitude