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  • Thomas Eng

Thomas Eng

1 year ago

in Retirement Savings Trust Fund » Meshio.com- a Malaysia Personal Finance Blog on Meshio.com - a Malaysia personal finance blog
I buy the stock because i foud it intrinsic value
I hold the stock because it gave me a huge of dividend
I sell the stock because it doesn't meet my expectation of earnings

i'll only royal to fund as long as the fund generate income at my expectation rate.

Only dare to invest if you know what are you buying & you have a right attitude

1 year ago

in MLM: Multi Level Marketing or More Losing Money on Meshio.com - a Malaysia personal finance blog
If you don't know what are you doing, the risk is coming.
I don't think MLM is a easy business yet i'm not deny it as great business model.
The important things about MLM is your selection & attitude. If we want to be in this business, be brace yourself to accept a lot of rejections, critic, trouble etc.

1 year ago

in Random Ringgit: Scams or...? » Meshio.com- a Malaysia Personal Finance Blog on Meshio.com - a Malaysia personal finance blog
Any form of business that need not you to selling/service then we should beware.
Any form of investment that promise high return in short time without clear defination how's return is make then we should beware.

Always remember in financial, "there is no free lunch"

1 year ago

in Protect or Accumulate? » Meshio.com- a Malaysia Personal Finance Blog on Meshio.com - a Malaysia personal finance blog
My formula is
1) Protection Acc
2) Financial Independent Acc
3) Financial Freedom Acc

Before we can build up wealth, we need comprehensive coverage to get peace of mind. But our final target is to get independence
or Freedom.

When we can figure out/ have peace of mind in 1) & 2) we can adopt high risk in exchange toward no. 3)
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