DISQUS

i think i know why i'm not a millionaire yet,
I'm not doing what i love! but i'm good at pretending that i like it !

I was speaking to some insurance n home loan guys last week. It's amazing how the rich with 7 houses choose to refinance all 7 houses to get liquidity n buy properties n shares. It's often the middle n lower class end up selling everything to the rich! And when the economy recovers we buy it back from them, of course it cost even more and since we spent everything trying to live during an economy slow down we're back to square one. Moral of the story, get rich or marry someone rich.

I love it , whenever i go my friends office, i get to scan for babes while he works. And i pretend to be standing beside his desk. Now why do you want to confine beautiful ladies in offices with walls!
LONG LIVE OPEN OFFICES ! FILL EM UP WITH BABES !

lolz but try looking at where i work, and you'll feel blessed to be in a cubicle!

I always wondered what will happen if i lose my job. If i get injured, its okie, i've got unions and insurance to back me up. Retrenchment? noooo help on that one !
First and foremost 25% of my salary goes to various financial plans and insurance. Now the question is, what happens if i can't afford to pay up ? sure i can take it back (after the minimum 6 yrs) and not to mention that i don't gain anything. If a economical cycle is approximately 10 to 11 years, why do we buy plans beyond that period?
And lets not forget our frens at the bonds n mutual funds, lolz paper loss, paper gain,(whatever dude, we still always lose in the end!) when the economy is bad, everything goes down. Stocks? buy blue chips ! yaaa... so you have blue chips stocks, everyday you look the the stock market and nobody wants to buy your stocks.

I like how Max Ee thinks, lolz... Why help someone you don't know when you can gain from them? For this reason, i love the Liquidation concept in the states, people file a chapter 11, go bankrupt, all their things get auction off, and if you're actually there, you can really get good deals.

YowChuan, I'm a Nike Fan, Manchester United to be more exact, i'm used to the winning mentality.

I will help no one. They both seem to be doing quite well even with the minor setback.

Chong has more then 10 outlets ( i have none !!!) So close all of them, open 1 and start rebranding their store again( which is what Malaysian's is famous for, closing hiding all assets and declaring bankrupt! Oh the joy of the concept of Sdn bhds and shelf companies)

Muthu has a Nasi Lemak Telur Burung stall, i only have my "burung". If he can save up to RM500,000, i think he can do it again. Nothing is impossible.

We all are being scam one way or another in our daily lives. Its just a matter of risk assessment on various situation. Call it whatever legal words (interest, commision, payment, taxation, assesment, premium,financial plans, fixed deposits,staggered deposits, mutual funds, insurance, paper losses, LOL EPF) If you're losing money, someone is gaining it. Even if you think you're earning money, you're actually losing it too, the trick is to make the customers (which is "us") think we're gaining by spending, oh i mean saving.

But that wasn't the question, the real question is in the answer, to predict and evaluate ones answer.