DISQUS

This is Ramit (the author of I Will Teach You To Be Rich). Thanks for the shout-out!

I know exactly what you mean. But I think this is a great opportunity to split-test your responses to people. Try answering in one way for certain people. Try another for other people.

Pretty soon you'll see which message resonates.

I did this when people asked me. I tried responding with "writer" but people suddenly started telling me about their "writer friends" (code for "unemployed") who were trying to publish an article. I hate writers. So I tested and tested and finally found the right way to present myself so (1) people get it and (2) people are interested.

Right now, it seems like it's not quite resonating w/your friends...but I bet you could refine it within a few weeks.

Hi all, it's Ramit again. If you submitted an email before the deadline, you should have just gotten a reply email with details on attending the webcast with Tim and me. Thanks!

Hey all, it's Ramit here. I'll be sending out a note about the webcasts in the next 48 hours via email. Stay tuned!

Ramit here again.

MJ asked about impulsive spending with credit cards. There are lots of techniques, but one of the simple ones you can start today is to set up an automatic payment for something small on your credit card (this will help maintain your credit) and then try cash-only. Another tactic is to use Mint to alert you when you're going over your spending. Make sure to do this every 10-15 days so you can stay on track. Once a month is not enough.

Ryan, I use fuel hedging to save money when the price of gas is low. See more about fuel hedging.

I love all these comments because you guys are totally into building systems, so this is a great way to apply infrastructure/systems thinking into something that affects you every day!

This is Ramit (the author of the guest post).

Adam and David, thanks!

Coop, the simplest and most effective way to reduce taxes is to max out your retirement accounts, whether it's your 401(k), Roth IRA, or other tax-advantaged accounts. That's the 85% Solution -- it gets you 85% of the way there and you can get on with your life. Beyond that, I much prefer to focus on earning more and fine-tuning my infrastructure than micro-optimizing taxes.

Uh, Heysan has the shadiest viral mechanism I've ever seen. Based on this review, I logged in and clicked the "Share with friends." Without any confirmation, it blasted all of my friends, leading to AIM rate-limiting and kicking me off. Avoid Heysan.

Hi Privacy Warning,

I'm one of the co-founders of PBwiki (the wiki software Tim is running for his crowdsourcing). We take privacy very seriously, so I really appreciate your comment about email addresses.

We designed the system to show email addresses only when you're logged in. This lets members of the wiki see exactly who made what change. If you're not logged in, you can't see email addresses.

If you're concerned about your email address being shown (even to logged-in users), you can just use a fake email address. The downside of this is that Tim may not be able to email you if you win the contest.

If you have any questions, let me know and I'd be happy to chat with you. Thanks!