<?xml version="1.0" encoding="utf-8"?>
<rss version="2.0"><channel><title>Disqus - Latest Comments for Michael</title><link>http://disqus.com/people/f69b37ede58d047f874fd9a89685491e/</link><description></description><language>en</language><lastBuildDate>Mon, 07 Jul 2008 22:26:17 -0000</lastBuildDate><item><title>Re: Risk Based Pricing.  How Mortgage Rates are Determined  Property Type and Property Use</title><link>http://thexbroker.disqus.com/risk_based_pricing_how_mortgage_rates_are_determined_property_type_and_property_use/#comment-832279</link><description>Lender Police at &lt;a href="http://www.lenderpolice.com" rel="nofollow"&gt;http://www.lenderpolice.com&lt;/a&gt; seems to have taken care of the mortgage lender loan fraud problem for Borrowers, Closing Agents, Mortgage Lenders, and Real Estate Agents.&lt;br&gt;&lt;br&gt;Always use Lender Police after you apply for a mortgage loan. They’ll tell you if your lender is giving you a good deal or not in one of two ways. You can purchase a good faith estimate review for $99 that will tell you if the interest rate, points, fees, and rebates you’re being charged is appropriate for your situation. The loan document review for $199 verifies that the loan documents that you’re signing are for the same loan that you were quoted and your lender didn’t slip in any extra points, fees, pre-payment penalties, or is receiving a lender rebate for selling you a higher interest rate than you qualify for.&lt;br&gt;&lt;br&gt;A mortgage loan evaluation from Lender Police is the only way to guarantee your lender isn’t trying to rip you off.</description><dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">Michael</dc:creator><pubDate>Mon, 07 Jul 2008 22:26:17 -0000</pubDate></item></channel></rss>