It would be interested to know how you move money across interlinked savings accounts without administrative penalties. Are all these accounts with one bank or a number of banks? Maybe MyBankTracker could do an article on this topic for the benefit of the members.
While on the surface the suggestions highlighted in this article would appear geared to new bank customers, however after going through them I found that I had not considered a number of points in my own account management. I pulled out my last bank statement and really looked at it and the fees that I was paying for services. Time to shop around. The one that really hit home was the "legal" fine print for a new credit card. It came with a 5.5% rate so I charged away only to find out that the rate jumped to 19% if I was late even once with a payment by a day. I paid off the card and then took my scissors to it!