Rapleaf is by far the more unpleasant of these two companies. It acquired my personal data by theft and deceit through the upscoop service and is using this for commercial gain. It created multiple profiles for me without my knowledge or consent. They have disregarded all requests to permanently delete this information. This is in direct contravention of EU and UK data protection and privacy laws.
Ironic that this company claims to be all about reputations and trust on the web.
Unfortunately Rapleaf appear to be linked to both upscoop and trustfuse. The latter sells your details onto 'marketeers' or spammers as we call them around here. A vile little site that has helped itself to my private personal information and sold it on. I have no idea how tany US privacy laws relate to it, but they have certainly broken the data protection laws in the UK where I reside.