Disqus - Latest Comments for B. Albert

Re: WAR ON BOOKS

B. Albert — Sat, 26 Jul 2008 00:04:02 -0000

Howardx: "too bad racism makes you stupid, you could have googled this yourself and saved yourself the embarrassment"

"The IQs of the races…can be explained as having arisen from the different environments in which they evolved, and in particular from the ice ages in the northern hemisphere exerting selection pressures for greater intelligence for survival during cold winters; and in addition from the appearance of mutations for higher intelligence appearing in the races with the larger populations and under the greatest cold stress. The IQ differences between the races explain the differences in achievement in making the Neolithic transition from hunter-gathering to settled agriculture, the building of early civilizations, and the development of mature civilizations during the last two thousand years. The position of environmentalists that over the course of some 100,000 years peoples separated by geographical barriers in different parts of the world evolved into ten different races with pronounced genetic differences in morphology, blood groups, and the incidence of genetic diseases, and yet have identical genotypes for intelligence, is so improbable that those who advance it must either be totally ignorant of the basic principles of evolutionary biology or else have a political agenda to deny the importance of race. Or both."

You need to visit a library, Howard. Your ignorance it pathetic.

I won't go into the tourist warnings that have been issued by the American Consulate to avoid Tijuana due to the widespread executions, kidnappings, and gunfights that are running rampant in your favorite library equipped city.
However, I do hope you'll ignore the warnings, and go down there to visit for a week or more, real soon.

Re: WAR ON BOOKS

B. Albert — Sat, 26 Jul 2008 00:09:57 -0000

We have imported an Mexican immigrant underclass in Long Beach. These people don't read books. A staggering amount of first generation immigrants do not finish high school. If you want a local bookstore to flourish, put down the cheap del taco burrito, and speak out against unbridled illegal immigration.
Just because some of you don't see Mexicans unless you're ordering a Big Mac, doesn't mean they aren't having a profound cultural and financial influence in Long Beach.

Re: WAR ON BOOKS

B. Albert — Sun, 27 Jul 2008 20:02:53 -0000

Interesting bit of logic, Andy. And ignorant.
Let me break it down for you, since it's obvious you have a problem balancing your checkbok.
Illegal immigrants put wear and tear on our infrastructure. They also take more out of state and government services than they put in. A large part of this is because once an anchor baby is achieved, an illegal alien mother qualifies for government aid in the State of California. Other states do not allow this.
While you mat like repeating the sponge-brained mantra of "this is a nation of immigrant," this is hardly unique in world history.
The fact is EVERY nation is a nation of immigrants. Those that succeed... succeed. Those who don't die out, or move elsewhere. It is only since 1965, when our historic immigration bill was passed, that we have a unique place in human history; those to succeed, fail. Those who fail, succeed.
As anyone who is, or has watched some idiot "succeed" on their dad's influence and money knows (maybe you, Andy?), the "success" continues as long as the money they had little to do with keeps coming. Once daddy stops sending the checks, junior is homeless.
And so it goes with Mexico. If American dollars were not pouring in via Western Union money orders, and if we weren't supplying the welfare needs of their failures, which only continues to protect the Mexican billionaires from the "failures" gaining mass leading to the banging on their back doors with rifle butts at three in the morning; as long as we provide the economic pressure valve, Mexican's will "succeed."
But here's the rub, Andy. The reason why we can't keep this up, and you can't balance your checkbook is that, the same as you can't keep writing checks when your payment due exceeds accounts received, we cannot continue to meet the welfare needs of Mexico. At some point (like now) we have to start printing money. This causes "inflation." That, Andy, is when you have too many dollars floating in the monetary system, so that it is worth less than if you hadn't printed the money for, say, bailing out subprime lenders who were pressured into giving minority loans because some politicians and their constituency felt that not enough minorities owned houses. Tax identification numbers, anyone?
When inflation occurs, it is a tax on people who work for a living. They must pay the tax in the form of inflated prices. So really, YOU are paying for someone elses American Dream, Andy. This also goes for government services. The ones you pay your taxes (presumably) to maintain.
Sooooo.... since history has shown us that people are only willing to pay so much in taxes before they start getting feisty towards their government representatives, rather than adding more taxes, the reduce services.
Services like... libraries.
Oh my gosh, Andy! Will you look at that? I just demonstrated how illegal aliens are taking librarians jobs, while at the same time, illustrating how your world view is that of a crackpot. Of course, that's presuming you have any reasoning skills. If not, you're either ignorant, or just not up to the task of figuring out your checkbook.

Re: WAR ON BOOKS

B. Albert — Sun, 27 Jul 2008 20:04:50 -0000

"Move north? May I recommend south and west?"

As long as we're offering recommendations, Kelson, might I recommend that you take a dump in your little hat?

Oh, you already have?

Nevermind.

Re: THEY CALL HIM MR. DIBS | The District Weekly

B. Albert — Sun, 27 Jul 2008 20:12:18 -0000

Same old tired rhetoric. No leadership. Ignore this loser. Remember, the same reasoning skills that told him to run for congress is the same reasoning skills that informed him that being a substitute teacher in Long Beach is a worthwhile life choice.
Richardson made it in because she's a weasel. She offers the same tired ramblings of "Mr. Dibs," but at least she has a little get-up-and-steal.
Dibs is just... blah.

Re: ‘THE FINEST SECONDHAND BOOKSTORE IN THE WORLD’ | The District Weekly

B. Albert — Sun, 27 Jul 2008 20:21:09 -0000

Well, lulu, when you've been standing out in the hot sun all day in front of a Home Depot, when you get home you tend to want to listen to some Mariachi, break open a cold one, and gossip with friends. The last thing you're thinking about is going to Acres of Books, to find an out of print collection of essays by James Thurber.

Re: WAR ON BOOKS

B. Albert — Mon, 28 Jul 2008 12:17:50 -0000

Andy, you're wasting time, since brevity doesn't mitigate stupidity, and all your "points" underscore my observation quite well.
Your first point I'd simply consider a lie, except you've proven to be stupid at this point, I'm going to have to make allowances for your unfortunate lack regarding executive function and go from there.
Since money that is made by American citizens tends to stay in America to support goods and services, along with contributing to our tax base, while illegal aliens do not, your assertion that the loss of this tax money that is going directly to the Mexican economy (billions a year) is not only false. It's stupid.
Your assertion that any reasonable measures taken to stem the tide of illegal aliens must inevitably lead to a nazi state is historically inaccurate, unsupportable, and I would consider it manipulative of you, had I no historical data via your past missives that support the conclusion that you are not very bright.
I hope this isn't news to you, as I'd suppose it might be cause for you to be upset. If so, do take some time to gather what you call "thoughts" and consider refraining from making a comment, simply because there's a neat little button that says "submit comment."
Just because it's there, doesn't mean you have to use it. In your case, not using it, is akin to not spraying flatulence on a crowded metro bus.
I know someone of your IQ measure considers flatulence as an important means of self-expression, but most others do not. Please consider them.

Re: WAR ON BOOKS

B. Albert — Mon, 28 Jul 2008 12:35:44 -0000

For more info on how illegal aliens are undermining our infrastructure via their siphoning of funds intended to support it, look no further than that right wing nut job publication, The San Diego Union Tribune:

http://www.signonsandiego.com/uniontrib/2008030...

Re: WAR ON BOOKS

B. Albert — Mon, 28 Jul 2008 17:35:09 -0000

Andy? Are you actually trying your hand at logic again? ha haaaaa.

Okay, let's see here...

"Saying it’s illegal immigration is causing this is like saying recent forest fires have caused the budget crisis."

This would be what we call a "bad analogy," since forest fires are eventually contained, and the cost of maintaining services to deal with them are easy to budget.

To legitimize your forest fire analogy, Illegal aliens never stop (since 1965) use much more in welfare, hospital, prison, and other services than they put back in, so it's essentially a consuming forest fire that decimates our economy, as long as we have the fuel (our tax dollars, plus printed dollars from the fed) the fires continue to burn.

In your case, you're wearing a gas mask, and telling everyone else that since you don't smell any smoke, everything is just fine, and smoke makes for wonderful sunsets, so we must be against nice sunsets and that's just wrong.

If my analogy is correct, then it makes a fine illustration that correctly identifies you as a neurotic.

Re: WAR ON BOOKS

B. Albert — Tue, 29 Jul 2008 03:52:02 -0000

Andy, just saying "no you didn't" and leaving it at that is most certainly the mark of someone overcome with the frustration a fellow whose ambitious idea's far outstrip his intellect.
Your analogy, as I correctly broke it down, was silly, childish, and inappropriate, no matter how you try to justify it by introducing new variables.
I'm sure you've heard this before, Andy, but you're quite a piece of work.
The layman's term would be "douchebag," but I'm sure you've heard that descriptive even more.
Just to reiterate for people you may have confused, we can't afford luxuries like libraries when we're supporting the welfare needs of a foreign country in such a way that has never been attempted before in human history.
Andy says "full speed ahead," but then Andy signs his checks with smiley face stickers.
In the adult world, when you don't have the money, you curb spending, eliminate ballast. Essentially when you find yourself in a hole, the wise man stops trying to dig more to get out of it.
I also know I've been going in circles with Andy, which is a traditional enterprise of the neurotic, but I did so just so Andy would know I care about him.
Perhaps not as much as his imaginary girlfriend, but then who can compete with her unconditional love?

Re: WAR ON BOOKS

B. Albert — Thu, 31 Jul 2008 14:57:58 -0000

District Weekly Reader Comment Theatre Presents:

“What If? ”
(all Andy dialogue paraphrased from amateur psychotherapists)

INT LIVING ROOM Andy's Parents House

Andy's Dad: You're a good boy, Andy. A very very good boy.

Andy: But the kids at school... they don't like me! I just stuck up for this kid they were picking on, now they hate me too!

AD: It doesn't matter Andy. Never base your behavior on peer pressure, or you'll never grow up.

Andy: But isnt it better to get along with the crowd, Dad? I don't like eating lunch alone! It makes me feel like I did something wrong! I should just agree.

AD: There's no shame in pointing out what you see, son. Even if it's upsetting to your friends, except for one thing...

A: What?

AD: Just make sure you're right.

CUT TO two liberals in front of their Macintosh computer

Ted: Oh! I gotta show you what this "Andy" guy posted on this website comments section. Sooo funny! I like this dude.

Ned: What'd he post?

Ted: Oh, this razor sharp satire tearing apart some crazy anti-illegal immigration guy... hey...

Ned: What?

Ted: It's... it's gone! I coulda sworn...

Ned: That's weird.

Re: WAR ON BOOKS

B. Albert — Thu, 31 Jul 2008 15:16:59 -0000

Skoobs:

"If the Main library were to close:
-service to almost half a million customers, 50% of which are youth
-service to youth-
-Main Library is the neighborhood library for 18,000 youth
-150+ preschool reading and school readiness programs
-150+ school class visits with 5,000 students from 38 elementary schools
-4,000+ homework assistance sessions at the Family Learning Center
-Summer reading program for 800+ participants
-access to the almost half a million library resources
-access to 70 public computers
-access to the Information Center for People with Disabilities
This is what might happen if this goes through. Not only will these resources be cut off, but the amount of people that are employed will be in jeopardy of losing their jobs. We need to stop this from happening…."

Your hypothetical shriek is incorrect from the start, since it's already been said that most of the services provided by the main branch would be taken on by local branches.
The rest of your diatribe is irrelevant, since you provide no citations to back it up, and your figures aren't easily found, as far as I can tell.
Again, most immigrant mexican's don't read as a leisurely pursuit. This is a significant reason our bookstores have closed, and our libraries aren't as important as they were before the surge.
A new study by the United Way of Los Angeles finds that 53 percent of the city’s adult population—3.8 million people—are functionally illiterate. [United Way, Literacy@Work: The L.A. Workforce Literacy Project, September 2004.]
The percentage soars to 84 percent in heavily Hispanic south L.A., dropping to 44 percent in the greater San Fernando Valley.
only about 15 percent of L.A. County’s low-literacy adult population is enrolled in literacy programs. Dropout rates for these remedial programs approach 50 percent after the first three weeks.
Very few working-age adults in Los Angeles are completely illiterate—nearly all can write their name or read a simple paragraph. But most lack the skills required for job related tasks. They are classified as “low-literate,” meaning they are unable to read a bus schedule, write a note explaining a billing error, follow instructions on a medicine bottle, or complete a job application.
The distortion of the L.A. economy is sobering. Employers complain that they can’t find workers for high-skilled jobs, but the low wage, low-skill economy is booming. The county employment forecast shows that 282,000 new jobs in the $16,000 to $26,000 pay range will be created by 2008. These jobs include cashiers, dishwashers, security guards, and other occupations requiring only brief on-the-job-training and limited language skills.
Wages for all of these unskilled positions have declined in L.A. County for the past 15 years—exactly what you would expect in a workforce inundated by functionally illiterate immigrants.

Re: WAR ON BOOKS

B. Albert — Thu, 31 Jul 2008 23:56:14 -0000

Andy, the piece wasn't intended to be comedic per se. I was borrowing from the style of "The Twilight Zone," since the melody always seems to pop in my head whenever I read your scattered screeds.
Your "topper," such as it is, doesn't provide much reader confidence in your knack for comedy, but I'm sure it's not something you do for a living, so no matter.
Andy, is that short for Andrea? I only ask since your prose carries a decided feminine style, full of whine, bitchiness, and scattered attention.
That said, I'd like to end my post to you, continuing on a positive note, by offering congratulations on your consistent writing style, that carries a definite fidelity to your gender. However, if you are not female, then I commend your passion for resonating with the gender style you so obviously aspire to.

Re: WAR ON BOOKS

B. Albert — Fri, 01 Aug 2008 00:13:21 -0000

Brass:

"Wordz are lame! Who needz them!"

As a matter of fact, I think we should deport french mimes before anyone else. btw, you guys were an embarrassment on D-Day. A little wind and you're worthless. And nobody fell for your mime tanks.

Re: WAR ON BOOKS

B. Albert — Fri, 01 Aug 2008 18:04:44 -0000

Nancy, I'm sorry to hear your ranting about maintaining the main library when the city does not have the funds to provide for it's upkeep.
City services that are tied to budgets that are tied to taxes. Our current economic state, directly related to unregulated immigration, which includes bank failures due to subprime mortgages to unqualified illegals, cannot include luxuries that we have become accustomed to in the past.
I'm afraid that if you want the surge of at least one million illegals in this country a year, you must provide a number of free services for them, and a main library in disrepair must be cast off, so that we may deal with the next million illegals in the coming year, many of whom will be coming to California, since welfare is allowed in this state, while many others do not.
Besides, first generation illegals generally don't read, and many don't finish school, so a library is a useless accessory compared to the massive undertaking of providing the state of California as a welfare annex for Mexico.
I hope you understand. At least enough to quit whining and ranting to nobody in particular.

Re: WAR ON BOOKS

B. Albert — Sat, 02 Aug 2008 15:07:43 -0000

John B, you obviously do not have a firm grasp of the concept, since you don't have any idea where the 10 million dollars to make the Library safe to inhabit will come from.
You may also want to educate yourself regarding the bond measures for schools and infrastructure currently being put on the ballot in November, costing home owners 1.5 billion.
A billion here, a billion there, and pretty soon we're talking about real money, John. Where's it going to come from?
This goes right back to the main issue. Long Beach is an undeclared sanctuary city for illegal aliens. You're asking for not only current citizens to reach down in their pockets to help serve as a welfare annex to Mexico, you're also asking our children and grandchildren to pitch in to make sure Juan can read.
So we're back to square one. Nobody I know want's to add $60 to every $100K to their property tax bill. Would you like to take on their share, John?
If not, why not?
Because you don't make enough money to support that plan?
Welcome to Long Beach, John. I'm sure Mars was fun for you, but now you have to be an adult, and make adult decisions so you don't wind up homeless.
First things first: a strict budget, right?
Close the main library, until Long Beach can get it's act together regarding the continuing support of illegals by refusing to enact local city ordinances to reduce illegals nesting here.
It's time for an intervention. Long Beach loves to keep and exploit Illegals like crack.

Re: WAR ON BOOKS

B. Albert — Sat, 02 Aug 2008 16:02:23 -0000

Howard X:

how come my mexican neighbors……. hehe never mind! so the 11% nationwide statistic isnt correct? jeez i just told this racist he’s been talking out of his ass too….
_________________

I think we can all agree that you're an ignorant ass, you don't do research, or think things through, and there's not much point to you.
Once you embrace these facts. you might choose to post less, but then you wouldn't be an ignorant ass, would you?

Re: WAR ON BOOKS

B. Albert — Sat, 02 Aug 2008 16:26:44 -0000

Kelson:

It was all about *regular* normal mortgages using the inflated equity estimates as collateral. I wish these boneheads would stop channeling Lou Dobbs for just one minute and use their stinking heads.
__________________________________

Wrong again, you ignorant ass. Subprime mortages converted to derivative instruments are the primary cause of the failure of small and significant banks.
The federal government just bailed out freddie and fannie. If it hadn't, the largest subprime mortgage facilities in the United States would be bankrupt.
The reason I generally avoid interacting with you and the like, is because the "debate" quickly turns into a lecture. I'm not here to teach your stupid ignorant ass.

However, since I'm feeling charitable today, I'll get you started on the road to not embarrassing yourself with your inane gibberish:

http://www.comedycentral.com/videos/index.jhtml...

http://www.cnbc.com/id/25851253

http://www.therealestatebloggers.com/2008/06/04...

There's more. A lot more. But let me just sum up. Bush, and congress put pressure on banks to get minorities in homes, apparently by any means necessary. To facilitate this "request," banks "hired" mortgage brokers (ex car salesmen) to make it happen, while they tried to "protect" themselves by creating financial instruments called "derivatives" to "lower the risk," which it didn't do, because it defied logic.
Nobody wanted to hear it back in 2005 when informed financial experts were wailing about it. Not politicians, not banks, certainly not the mortgage brokers or minority benificiariies.
It was no coincidence when Wells Fargo and Bank of America declared that they would allow illegal immigrant bank accounts using tax ID numbers at the same time banks were hiring the mortgage brokers. Even they wouldn't loan to someone with at least a bank account.
Tons of illegals bought into homes. They were more formidable than the "house flippers" in terms of home price increases. House flippers were riding the wave made possible by fannie and freddie.
And it wasn't just illegals, but minorities across the board who bought into homes they couldn't afford the second they signed the mortgage, so that Politicians could answer special interest groups harping about lack of minority home ownership. They claimed discrimination by lenders, when the fact was, their members simply couldn't afford it.
Hope this clears some heads about where we are, and where we're going.
Oh, and one more thing, the IndyMac bailout took, if memory serves, at least a quarter of all the funds available to the FDIC to insure all banks. FDIC just warned 4 more banks that they were on the brink of insolvency.
Conclusion: Learn to balance a checkbook, realize money shouldn't be printed by the fed to solve all economic issues, including Mexico's welfare cases, and learn to say "no. I can't afford it," instead of "print more money."
Printing money always causes inflation, which is the tax government levies to all citizens so they can get their money without causing a massive tax revolt, or worse. Oldest game in town.

Re: WAR ON BOOKS

B. Albert — Mon, 04 Aug 2008 03:01:27 -0000

Elwood:

"I don’t really blame illegals for this problem. I blame the citizens and politicians of this country who refuse to take the time to find out what is going on. I blame the knee-jerk reactionaries who want to constantly call reasonable people names like “racist fucks” for pointing out what should already be obvious to a logical mind."

I agree and appreciate every single thing you said. I'm not at all against immigration. I am against people bum rushing the border, simply because they can. That's not how it works in any country but this one, and for good reason.
It used to be that an immigrant needed a sponsor, who put up a bond on the immigrants behalf, and to a degree they agreed to be their guide to full citizenship.
THAT type of process, I'm completely and passionately down with.
The way it is now, it's going to, amongst many negative things, undermine our fiscal credit, and viability as a world currency.
We aren't backed by gold anymore. The only thing we have is the merit of our currency, and the goods and services it represents.
We can't keep printing money. We just can't. We will have a "crash" that will make 1929 look like a victorian picnic.
This goes back to city services in general, and the main library in particular.
As great as it was, or may still be, the fiscal irresponsibility of prior administrations have pulled the rug out from under it.
The 10 million estimated (and it's ALWAYS more than they initially claim) is needed because prior city government leaders didn't fix maintenance problems as they came up. Seems a bit odd to me. Makes me wonder why. Makes me think there was a bigger plan afoot in the first place.
Which takes me to John B.'s assertion that the city is run by the people.
Sorry... no.
The city, like most cities of any significance, is run first by property developers, then the local unions. Out of that, scraps are left for city council to flatter themselves, and to dupe you.
Anyone who believes otherwise is naive, and it will distort their world view for the worse.
Finally, back to immigration, it's not a racial matter. It's a culture and assimilation matter, connected to the way human beings operate.
If you let tons of people from one particular culture in at once, they will tend to not easily assimilate simply because they don't have to. They will then objectify the host culture for their own ends, the the host culture suffers.
The amount of people illegally immigrating now is unprecedented in human history. Anyone taking the pro side of illegal immigration, or even being neutral, is either a La Raza lacky, or is absolutely ignorant, and/or paralyzed by being considered politically incorrect by people incapable of thinking for themselves, or doing any objective research whatsoever.
I think most Latino's are prime candidates for assimilating into American life, and would be a credit to this country.
But not the way we're doing it now.
Let's see.. what did I forget... oh, the main library.
Close it. We can't afford it, and it won't be used under our current circumstances to validate the cost right now.
If Bill Gates, or Oprah wants to send us a check, we can re-evaluate.
If Oprah funds it, I promise I'll show up on the show, and cry.

Re: WAR ON BOOKS

B. Albert — Mon, 04 Aug 2008 04:41:54 -0000

Btw, howardx, every time you open your mouth, you stick your foot in it.
The library you cited in comment 7, to "debunk" my claim that there is no "main library" in Tijuana was a failure for you, since the library is not a "main library," rather, it's located on a university campus.
I'm sorry you are in such a social environment in real life, that you talking out of your sweaty fat behind is considered a social contribution of some kind.
In this forum, I'm afraid that talking out of your fat sweaty behind, is no more than that, and what in real life may be met with approbation from your fat, sweaty-butted peers, will only be met here with derisiive laughter, finger-pointing, and plausible theories regarding your early relationship with your mother, you, and thalidomide.

Re: WAR ON BOOKS

B. Albert — Mon, 04 Aug 2008 18:37:53 -0000

Kelson:

Bea Albert was also talking out of his ass in blaming all them illegals and their subprime mortgages for our mess of an economy:
http://today.uci.edu/news/release_detail.asp?ke...
Oh no! He’s an ignoramus on all subjects!
_________________________________

Hmmm. some forced, if not silly conclusions in the study. That's so odd. Kelson said it debunked my claim held by so many others who understand the market.

Hold on... what have we here?

"The research was partly funded by the Homer Hoyt Institute, Freddie Mac, the Mortgage Bankers Association and the National Association of Realtors’ Subprime Crisis Research Consortium."

Oookay. He's citing a paper from the towering business minds at Irvine, claiming whoever else is responsible, Freddie Mac is lookin' good!
The research paper received funded by special interest groups, including... Freddie Mac!
Freddie Mac wants you to know they took a look at things, and found that Freddie Mac is a great organization.
Kelson also declined to "debunk" my claim that mortgage brokers gave loans to illegals via tax identification numbers made popular by such banks as Wells Fargo, and Bank of America.
He also found he was over his head dealing with where those mortgages ended up after being transfered as "derivative intruments" to such faraway banks as Northern Rock. People who read the news may recall Northern Rock went belly up, and required the Bank of England to bail them out.

Conclusion: Kelson is qualifiably cerebrally challenged, and should avoid the "submit comment" button in general, and stop using me as a tool to make a fool out of himself, in particular.

Re: WAR ON BOOKS

B. Albert — Mon, 04 Aug 2008 18:59:23 -0000

Howardx:

your reading comprehension may not be all that you think it is, regardless of location that is a public library in tijuana, one that you claimed didnt exist.
_____________________________

1. Read my initial post again.
2. Look for the term "main library,"
3. Get an attorney
4. Find your high school english teacher.
5. Sue him/her for breach of the public trust.

Re: WAR ON BOOKS

B. Albert — Mon, 04 Aug 2008 21:09:55 -0000

Thank you, Carl. I've always enjoyed your work, and I believe you should be required reading, beginning in grade school.

Re: WAR ON BOOKS

B. Albert — Mon, 04 Aug 2008 22:53:52 -0000

So we see, in Howardx's world, a "main library" means "all libraries," just as "father" means "all family members," or "CEO" means "all employees."

What we also see is why some people get a score of 120 on a standard IQ test, while others only achieve a score of 90.

btw, here's my pet theory about IQ as it relates to comments sections.

In an IQ test, which is about pattern recognition, some people will not only come up with the wrong conclusion, they will not even understand the question as stated in the IQ test.

So our comments sections are log-jammed with these people who aren't qualified to comment, since they don't even understand that they don't understand what they're trying to talk about.

This is also why our founding father's decreed that the choice of who will become President will be decided by an electorate, and not by "the people," aka, "the clay of the earth," aka "people of the land," because they knew intuitively what we can now prove scientifically:

Many people are simply too intellectually limited to know how intellectually limited they are, and are too neurotic to admit it, even if they did.

Oops. Look out, everyone!

Here comes Hooooowaaaaard!

Re: WAR ON BOOKS

B. Albert — Mon, 04 Aug 2008 23:32:17 -0000

ha haaa! Look at me, everyone!

I'm TEEEEACHINNNNGGGG!!

http://www.nytimes.com/2008/08/05/business/05fr...

btw, around 2002, Fannie Mae began a home mortgage program designed to provide mortgage loans specifically to illegal aliens.

It worked like this: Fannie Mae says it believes in fighting all kinds of "discrimination" in mortgage lending. In addition to fighting the discrimination rational lenders felt towards giving a mortgage to someone with no down payment and a low income, they have started a program in their "Border Region" called the "NCLR Pilot Program." As Fannie Mae noted on its own website, that's now seems conspicuously absent:

"National Council of La Raza (NCLR) Pilot A pilot developed with NCLR to address barriers to homeownership for Hispanic communities. It waives the requirement that borrowers provide evidence of permanent resident alien cards and allows for a down payment of the lesser of $1,000 or 3 percent. "

It really hit high gear in 2005:

"The Arizona Border Initiative will serve low- to moderate-income minority families, immigrants, migrant farm workers, Native Americans, and other underserved populations in border communities. The initiative will incorporate a multi-pronged approach that leverages Fannie Mae's complete array of single-family, multifamily and community development financing options."

Homeownership — New Mortgage Opportunities. To address specific geographic housing challenges, two new mortgage pilots have been created to reach and serve local home buyers, allowing them to refinance and renovate substandard housing, which is a major concern in rural communities in Pima County, particularly along the U.S.-Mexico border. Also, new mortgage financing options for Native Americans and for manufactured housing will be pursued.

Border Region MyCommunityMortgageTM pilot offers expanded credit flexibilities that address unique credit issues of low-income border populations who experience high rates of unpaid medical collections, and lack credit histories. As part of the pilot, unpaid medical collections that do not exceed $5,000 will no longer be considered when determining creditworthiness for a conventional mortgage loan, and a Verification of Rent form from landlords will be accepted to demonstrate consistent payment practices, instead of 12 months of canceled checks that are normally required to substantiate a borrower's rental payment history. These flexibilities are available with all the Border Region pilots.

Border Region Sweat Equity pilot allows borrowers to contribute labor, or sweat equity, in lieu of a cash contribution, to pay for as much as 25 percent of the purchase of the as-completed value of the home.

For Native Americans, Fannie Mae will continue to purchase Section 184 loans, and will work with tribal housing entities and other partners to bring conventional lending opportunities to Indian Country.

For manufactured housing, new options will allow borrowers to buy with no money down and no mortgage insurance requirement. As part of the U.S. Department of Agriculture 502 Guaranteed Rural Housing loan program, a borrower can also receive 100 percent financing. Fannie Mae purchases USDA Guaranteed Rural Housing Loans from approved lenders.

http://www.fanniemae.com/newsreleases/2005/3515...

The rest, as they say, is history, and now that the craziness has subsided, regular middle-class homeowners, who played by the rules of common sense, get stuck with the bill via the fed printing money to bail out freddie and fannie's scheme to give houses to illegal immigrants, which means high interest and rapid inflation.

And in other news, Obama would like us to learn how to speak spanish, and Kelson is still an ignorant moron.

Film at 11.

Re: WAR ON BOOKS

B. Albert — Tue, 05 Aug 2008 01:38:33 -0000

Oh! Good link, Kelson. Let's show why:

http://www.nytimes.com/2008/08/05/business/05fr...

btw, around 2002, Fannie Mae began a home mortgage program designed to provide mortgage loans specifically to illegal aliens.

It worked like this: Fannie Mae says it believes in fighting all kinds of "discrimination" in mortgage lending. In addition to fighting the discrimination rational lenders felt towards giving a mortgage to someone with no down payment and a low income, they have started a program in their "Border Region" called the "NCLR Pilot Program." As Fannie Mae noted on its own website, that's now seems conspicuously absent:

"National Council of La Raza (NCLR) Pilot A pilot developed with NCLR to address barriers to homeownership for Hispanic communities. It waives the requirement that borrowers provide evidence of permanent resident alien cards and allows for a down payment of the lesser of $1,000 or 3 percent. "

It really hit high gear in 2005:

"The Arizona Border Initiative will serve low- to moderate-income minority families, immigrants, migrant farm workers, Native Americans, and other underserved populations in border communities. The initiative will incorporate a multi-pronged approach that leverages Fannie Mae's complete array of single-family, multifamily and community development financing options."

Homeownership — New Mortgage Opportunities. To address specific geographic housing challenges, two new mortgage pilots have been created to reach and serve local home buyers, allowing them to refinance and renovate substandard housing, which is a major concern in rural communities in Pima County, particularly along the U.S.-Mexico border. Also, new mortgage financing options for Native Americans and for manufactured housing will be pursued.

Border Region MyCommunityMortgageTM pilot offers expanded credit flexibilities that address unique credit issues of low-income border populations who experience high rates of unpaid medical collections, and lack credit histories. As part of the pilot, unpaid medical collections that do not exceed $5,000 will no longer be considered when determining creditworthiness for a conventional mortgage loan, and a Verification of Rent form from landlords will be accepted to demonstrate consistent payment practices, instead of 12 months of canceled checks that are normally required to substantiate a borrower's rental payment history. These flexibilities are available with all the Border Region pilots.

Border Region Sweat Equity pilot allows borrowers to contribute labor, or sweat equity, in lieu of a cash contribution, to pay for as much as 25 percent of the purchase of the as-completed value of the home.

For Native Americans, Fannie Mae will continue to purchase Section 184 loans, and will work with tribal housing entities and other partners to bring conventional lending opportunities to Indian Country.

For manufactured housing, new options will allow borrowers to buy with no money down and no mortgage insurance requirement. As part of the U.S. Department of Agriculture 502 Guaranteed Rural Housing loan program, a borrower can also receive 100 percent financing. Fannie Mae purchases USDA Guaranteed Rural Housing Loans from approved lenders.

http://www.fanniemae.com/newsreleases/2005/3515...

The rest, as they say, is history, and now that the craziness has subsided, regular middle-class homeowners, who played by the rules of common sense, get stuck with the bill via the fed printing money to bail out freddie and fannie's scheme to give houses to illegal immigrants, which means high interest and rapid inflation.

And in other news, Obama would like us to learn how to speak spanish, and Kelson is still an vainglorious ignorant moron. Learn why here:

http://www.sfgate.com/cgi-bin/article.cgi?file=...

Re: WAR ON BOOKS

B. Albert — Tue, 05 Aug 2008 12:50:24 -0000

JB, okay, we got it! You have no ideas of your own, but once in a while, you feel the need to bleat like the tired old sheep you are. Is being boring depressing for you? I'd imagine it would be. People nodding their heads in agreement to some stupid notion of yours, then telling you they're going to the bathroom, and they'll be right back, and... they never come back, do they "JB"?
They never come back. never come back.

Re: WAR ON BOOKS

B. Albert — Tue, 05 Aug 2008 18:48:54 -0000

How's that? Andy, you're through here, you've run out of contributions, so why not take your rusty-tin, podunk, Iowa-by-the-sea self out of the game?
It's getting embarrassing.
Next you'll be citing "quotable quotes' from the Reader's Digest.
I don't want to see you stoop that low for your next inspired contribution.
Go out for a walk. Talk to a girl, even. Well, that may be going too far, but you know, do something else now.

Re: WAR ON BOOKS

B. Albert — Wed, 06 Aug 2008 09:52:24 -0000

Well what we've learned aside from this discussion, Andy wants you to know, is that Andy likes fart jokes. It's the compromise intellect makes with a retarded emotional life. He must be the king of comedy at the LBCC cafeteria.

Re: WAR ON BOOKS

B. Albert — Wed, 06 Aug 2008 09:54:31 -0000

Andy:

So you don’t like Reader’s Digest? What are you? Some kind of elitist?
__________________________________

So why have you never kissed a girl, Andy? Some kind of elitist?