http://disqus.com/people/e2f881407f0009ca476b47a388ec048d/enWed, 23 Jan 2008 16:31:13 -0000http://consumerismcommentary.disqus.com/put_your_savings_in_hyperdrive_part_2_keep_your_change/#comment-21310973@ J.C.<br>I agree with you. The introductory matching offer is really the only reason to do it. I regularly transfer funds from my BoA savings account (with its lackluster .2%) to my high-interest savings account (4.85%). For those using my approach, note that you need to "pull" from the savings account, not "push" from the BoA account on the transfer, if you want to avoid BoA's transfer fees. If your high-yield account has transfer fees also, you could always go to your local BoA branch and take the money out physically. (I've been told physical banks still exist.)<br><br>Two additional downsides I've noticed to the keep-the-change program, for me at least: (1) it tends to spam my online statements, making them much harder to read; and (2) for some odd reason, occasionally the keep-the-change transfers get categorized as "uncategorized transaction" instead of "transfer" by BoA, for reasons that escape me.CameronWed, 23 Jan 2008 16:31:13 -0000