http://disqus.com/people/d95305a7f64e891e2e7f2c87c962cb83/enSun, 19 Nov 2006 05:20:31 -0000http://meshio.disqus.com/1497_plastic_bankrupts_raquo_meshiocom_a_malaysia_personal_finance_blog/#comment-2467564If we are able to make use of the plastics in smart way, it can rewards us more. Let me list some:<br><br>1. Autodebit monthly fee i.e. monthly insurance premium, mobile phone charge, Astro and etc<br>2. Credit card internet banking. Citibank's is one of the best. I've been using it for years. No problem at all.<br>3. If we charge enough to the plastics and at the same time pay full monthly, they will have the annual fee.<br>4. Points will be earned from the transactions. I've exchanged a lot of vouchers and gifts.<br><br>I have 5 credit cards. I pay zero for annual membership fee.chongswSun, 19 Nov 2006 05:20:31 -0000