DISQUS

dang that's tight! Drupal really is the most powerful tool. It doesn't seem to be too complex either which really helps!

I would LOVE to see rates at 5% for a couple months. I know that would be huge for us. with all the volitility and inconsistency in the mortgage industry right now it would be awesome to have a couple months of increased volume to get a breather for a couple months from just trying to keep your head above water. Hopefully PCE and jobless claims will come in bad enough to lower rates! (I don't want anyone to loose thier job, I just want low rates!!)

Chad C.

That is a great idea to help us get refocused. for me it always comes back to making sales calls. the better I can structure my week to make the most amount of calls possible, the more money I make. I think simply making loan origination calls is the highest and best use of any loan professionals time!

Todd and Bill Rice, You are correct! no more entitlement. the reason our country is in such a mess is because this generation is so selfish and greedy. we have an entitlement mentality. we aren't willing to work for what we get like our parents did. 22 yr olds have to drive hummers and live in $400,000 houses. it is no wonder our country is screwed up. we have to get back to living on a cash basis and living within our means both in the governement and in our homes. I just don't see Obama getting us back to that. I see him just furthering the entitlment mentality, especialy with his healthcare plan.

Chad C.

I do think there is a major trade off for doing that because if they do they tick off and lose some BIG TIME advertisers and they would be completely changing their model. Google's mission is to index the worlds information, not to "provide" the worlds information. I think that one of the biggest reasons why google has been so successful is that they bring the free market and hundreds of choices right into your living room. should this model change, I think Google really looses a lot of apeal and Yahoo takes over. Pigs get fat but hogs get slaughtered. I think that regardless of wether or not it is the lead gen industry or any other industry I think that in the long term it would be a very poor business decision for google to take over that arena.

Chad C.

Ann, I agree with Chris. Just look at what Warren Buffett is doing. He is buying like crazy when everyone else is panicking. That is how good deals are made! Good luck and keep pressing forward! It doesn't mean that you are taking advantage of anybody it just means that you are buying at a good price.

Sounds awesome. I will check it out. There is so much junk out there in the way of the same old advice that doesn't work that it is nice to see some straight shooting!

Chad C.

If only we had a crystal ball.... The good thing is that whatever happens, something will happen. in other words even if things go to pot (which they still may even after the bailout) at least that will correct the market and you can bet that tighter regulation will be a result. it may be painful and take 10 years to recover from but we will survive! on the other hand this bailout might work, we might get better regulation now and we can all move on. Either way the problem will get fixed.

Chad C.

Thanks for that info. how can people "rate you" I have a notification in my account that my plan has been rated but I don't know what that means or how to access that info. can someone help?

Chad C.

Interesting, that is a great idea. just another way to leverage blogging to build your business. I still think thier info is way off half the time. especially I think it is useless in a lot of areas where all they have is tax info. but yes, it is a huge marketplace and something to be involved in.

Chad C.

Sounds like you always have plenty going on to entartain you there! I still think the limo driving bank robbers was just awesome!

Chad C.

So you think that the current market favors locking? What impact do you think the bailout specifically will have on long term mortgage rates?

Chad C.

Well it is pretty obvious that unless you were saving the difference you were screwing yourself with these. The option ARM is a tool that can be used for good or bad depending on who's hands it is in.

Chad C.

thanks for your help Luke!

HI Luke, my father is looking for a reverse mortgage. He is 80 his house is worth 300k and his mortgage balance is about 225k he really wants to get rid of his payments. I would be happy to refer them on to you. is there anything we can do?

thanks. that was actually pretty good. Most of the Real Estate Agent Marketing ideas out there have been so overdone. nice to see some useful info.

BTW how can I get more information on this?

No Kidding! people could care less about YSP. All they want is a good deal, regardless of how they get. I am the kind of person that if I am doing business with someone and they do a good job for me I want them to get paid! I want them to be compensated for how they have made a difference for me. there is nothing wrong with mortgage professionals getting paid.

Isn't it funny how the most basic and important aspect of our business is the hardest to do! Thanks for the reminder we all need it.

HI Chris feel free to contact me with any additional information. thanks for the post. as Loan Originators we always want more marketing ideas!

wow, that is pretty cool. you make it look so easy! I am going to be sure my designer reads this post.

Iam totaly going to get the G3. My brother in law just got the I phone and I must say it is freakin sweet! I totaly want to get one but I am still on a contract with verizon. i tell you what tyhough, the moment I am no longer on a contract I am getting the G# to show up up! what now!

Google has obviously really tried to put a wrench into the blogging communtity but I do think it is important to have some recourse for fighting spam. no follow is ok but you want to fight spam most of all. I dont mind giving someone some link juice as long as they are doing it right.

I definitly think there will be a reccession in 08. That is what all the analysts are saying right now

I like it! Merry Christmas!!!!!