I saw that http://www.LenderLister.com is now offering ways for mortgage broker to renegotiate the terms of thier mortgage and save people from foreclosure.. The quote.. Which marks a new era.. "More Loan Modifications Are Being Done Than Mortgages! If you have tons of clients who are unable to refinance their mortgages. You can make a ton of money! Change the terms of your clients current mortgage without closing costs, points, or appraisal fees! PRE-QUALIFY YOUR LOAN MODIFICATIONS FOR FREE & EARN $400"