Disqus - Latest Comments for Lisa_P

Re: Credit Card Holders Beware

Lisa_P — Thu, 27 Nov 2008 00:15:37 -0000

Education is truly an important aspect in the success of a nation. A new administration is about to take over, and education is a topic that’s hovering on the minds of many. What will president-elect Barack Obama do to improve the massive groups of students and teachers in America? In an article at The Apple, Obama’s first step into the development of education is focused on No Child Left Behind. He does not intend to scrap the program, but he does want to reform it, particularly when it comes to standardized testing. He is against preparing students all year to “fill out bubbles.” As long as the performance is up to standard, both Obama and Vice-President Elect Biden will support charter schools. Teachers at charter schools and beyond find Obama's incentives like Teacher Service Scholarships and various pay rewards hopeful. Moreover, a major part of the president-elect’s proposal is to enhance Early Head Start Programs and provide tax credits for college education. Restoring faith in the American educational system via these ideas and more will surely lead to the kind of credit repair the country needs – where the currency is a vibrant workforce that is equipped and ready to lead America into the future.Click to learn more about Credit Repair.

Re: does black culture care about the environment?

Lisa_P — Tue, 25 Nov 2008 05:42:58 -0000

We never know when will natural disaster strike. Natural disaster can leave a huge weight on our dwellings, as well as our finances. But being prepared would exempt us to a bigger problem. I was fortunate to have access to quick money loans, which helped tremendously when a natural disaster struck my hometown. Natural disaster affects us all that’s why we must take care of our environment. Read more on California Wildfires|Take Refuge with Quick Money Loans .

Re: BillShrink Expands Its Bank Account

Lisa_P — Tue, 25 Nov 2008 05:15:58 -0000

Poverty is like a widespread disease that everyone is affected and can be infected. In times like this financial option like payday installment loans could help a person in times that he urgently needs money. Read more on Payday Installment Loans. But the issue about financial option today is very controversial because there are some politicians who are planning to eliminate this. As a consumer we must fight for our financial freedom because we are the one who are in need of financial options and we are the one who will be affected if financial options would be eliminated.

Re: The HSA Revolution That’s Already Here

Lisa_P — Mon, 24 Nov 2008 05:07:25 -0000

Economical financial resources such as short term installment loans, are important to our well-being and so are doctors. In order to maintain the people’s health, they must have access to proper healthcare. For our wallets, people should have small consumer loans as part of their options, particularly during emergencies. However, it is the doctors who are feeling the sting now, if what the latest Physicians’ Foundation survey says is true. The Physicians’ Foundation “advances the work of practicing physicians and improves the quality of health care for all Americans.” They struggle to promote the safety of patients and doctor education. About 78 percent of the doctors who responded to this survey believe that there’s a huge shortage of primary care doctors. Many are angry that government and HMO regulations have damaged their aptitude to care for their patients. More than half intend on cutting back on patients or simply quit their practice. The ratio of doctor to patient will most likely be stretched to a breaking point as the population grows. In a very similar way, if government or banks achieve their goal by eliminating the consumer’s freedom to choose any type of small-scale emergency funding that best suits them – like installment loans – customers will have nothing practical to work with during occasional financial fallbacks. Economics Professor Jonathan Zinman of Dartmouth College indicates that consumers’ economical well-beings will deteriorate once payday installment loans are capped and removed from their communities. Doctor and consumers should stand up and demand a stop to overregulation. It is part of our financial freedom that we have the choice of healthcare and the right to choose from any type of short-term financing. Click here to learn more about Short Term Installment Loans.

Re: Another Free Bailout

Lisa_P — Mon, 24 Nov 2008 03:27:34 -0000

The problems with regards to the nation's emergency medical system are likely to get worse, people find it hard to settle their medical obligations. Short term installment loans and access to medical care are things that Americans need. The US is the most affluent of the industrialized nations, and our health care system is in serious disarray. The amount that health care costs these days is staggering, and it is only getting worse, and now doctors are starting to feel the pinch as well. Fewer and fewer physicians are going into family practice, and small consumer loans should always be an option in the event that someone has to pay for a visit to a medical practitioner. The Physician’s Foundation recently released a report where 78% of doctors who responded believe there are already too few family practitioners, and over half of those who responded are frustrated with the interference of government and HMO regulation of their practices and are likely to quit their practice. As our population grows, the doctor to patient ratio is going to stretch to the breaking point. In a similar manner, governments and banks looking to eliminate consumer freedom to choose small scale emergency funding – like installment loans – will drive customers to far less desirable options and even to the breaking point. Studies are beginning to show that local economies are impacted negatively by the absence of payday installment loan lenders, like studies done by Dartmouth College’s Assistant Economics Professor Jonathan Zinman. Doctors as well as consumers should be contacting their congressmen to ask for the right to choose for themselves, for the choice for health and for their financial freedom being placed where it belongs – in their hands.

Click to read more on Short Term Installment Loans.

Re: Market down on bailout — Don’t compound damage with overregulation of ‘Main Street’

Lisa_P — Mon, 24 Nov 2008 03:14:28 -0000

For a variety of reasons, people may find it hard to pay for their medical obligations. During these time, people find short-term installment loans to be a neccessity. The American system of economics and of medicine are both in great periods of constraint. Regulation has hampered access to medical care and to financial options, such as short term installment loans. For emergencies, there should still be options open for both medicine and for finances. The Physician’s Foundation recently released survey information where 78% of those surveyed responded that there are already too few family practitioners, and half of those surveyed are frustrated and angry with both government and HMO regulation and are looking to close their practices. As the population grows, the doctor to patient ratio is diminishing, and it will reach a breaking point. In a similar manner, if bank and government regulation find a way to eliminate the only other legal alternative option to short term emergency financing – short term installment loans – then the consumers will be stretched to the breaking point. Already many are too far in debt with credit cards, and no one wants to seek out a loan shark. Studies have been showing conclusively that the absence of payday installment loan lenders has only produced negative impact, such as the one by Jonathan Zinman, Assistant Professor of Economics at Dartmouth College. Doctors and consumers should be contacting their representatives and establishing their right to put their decisions over their finances and their health in their own hands, where it belongs.

Click to read more on Short Term Installment Loans.

Re: Talking About Overregulation

Lisa_P — Mon, 24 Nov 2008 02:49:46 -0000

The American system of economics and of medicine are both in great periods of constraint. Regulation has hampered access to medical care and to financial options, such as short term installment loans. For emergencies, there should still be options open for both medicine and for finances. The Physician’s Foundation recently released survey information where 78% of those surveyed responded that there are already too few family practitioners, and half of those surveyed are frustrated and angry with both government and HMO regulation and are looking to close their practices. As the population grows, the doctor to patient ratio is diminishing, and it will reach a breaking point. In a similar manner, if bank and government regulation find a way to eliminate the only other legal alternative option to short term emergency financing – short term installment loans – then the consumers will be stretched to the breaking point. Already many are too far in debt with credit cards, and no one wants to seek out a loan shark. Studies have been showing conclusively that the absence of payday installment loan lenders has only produced negative impact, such as the one by Jonathan Zinman, Assistant Professor of Economics at Dartmouth College. Doctors and consumers should be contacting their representatives and establishing their right to put their decisions over their finances and their health in their own hands, where it belongs.

Click to read more on Short Term Installment Loans.

Re: Geithner choice is ‘more of the same’ — was Paulson’s bailout cohort

Lisa_P — Mon, 24 Nov 2008 02:13:46 -0000

Obama has promised us that we are going to experience change in the government and he wants to start this by eliminating the payday loan industry. However, by eliminating it he merely violates our financial freedom. In fact, financial option like short-term loan can help us in times of emergency situation that concern about money. Read more on Short Term Installment Loans . If he really wants to solve the economic crisis that we are facing today he must at least provide us things that could help us on how to cope up in our present economic situation. Eliminating payday loan is not a good start for change.

Re: Health-care crisis at the tipping point

Lisa_P — Mon, 24 Nov 2008 01:37:05 -0000

Re: Links To Troublesome Economic Signs

Lisa_P — Sat, 22 Nov 2008 04:57:54 -0000

The federal government and lenders have come to an agreement on a bailout plan for subprime mortgage borrowers. Simply put, the fear of massive foreclosures occurring when teaser rates on subprime loans reset this year has been put off for five years.
Treasury Secretary Paulson’s Troubled Asset Relief Program was not the kind of credit repair scores the endangered homeowners needed. However, a new mortgage program is underway. Thanks to the Federal Deposit Insurance Corp Chairman Sheila Bair, 1.5 million homeowners will have a sturdy backbone when they’re facing foreclosure. This $24.4 billion program will be drawn from the $700 billion pool that TARP set up. With this straightforward system, lenders will be given a fixed amount of $1,000 per loan they renegotiate with financially stuck homeowners. In addition, the FDIC has promised to take on up to 50 percent of the loss in the event of a default on a loan. While others view the action on Bair’s part as a needed investment to maintain liquidity in the mortgage industry, Paulson has predestined this as mere spending that will only bankrupt the FDIC. Although this will no doubt require a lot of time to solve, it’s definitely a noble effort to help repair credit.

Click to read more on Credit Repair.

Re: Rahm Emmanuel Selected as Obama’s Chief Of Staff

Lisa_P — Fri, 21 Nov 2008 05:27:19 -0000

Obama announced new additions to his staff, and he’ll be relying on their broad and diverse experience in the months ahead as they work together to strengthen our economy, reformUSA, and meet the great challenges of our time.
It seems that it would be stressful on the part of Obama’s team, but its their job and they are paid for it. And let’s admit they are there to gain financial wealth, but in the other hand, it’s their discretion to help Obama in building better country.
Now, Obama administration has begun to emerge. Obama wants to know all about you if you plan to work in his cabinet or staff. Makes sense, doesn’t it? If a person is going to fill a high-responsibility position in America’s federal government, it is in the best interests of the nation and its people that the applicant meets all the requirements and qualifications and will not pose a threat in any form. With all the information Obama asks in his seven-page, 63-question application, you would think the administration would have enough to perform credit repair for everyone who applies. CNN reveals a copy of the questionnaire, which requires all applicants to not only thoroughly elucidate everything they’ve done in the last 10 years or more, but also do the same for their spouse. I hope applicants do indeed get the free credit repair as part of the deal. With that, I’d like to share a few of my favorite questions… (1) Writings: Please list and, if readily available, provide a copy of each book, article, column or publication (including but not limited to any posts or comments on blogs or other Web sites) you have authored, individually or with others. Please list all aliases or “handles” you have used to communicate over the Internet. (2) Electronic communications: If you have ever sent an electronic communication, including but not limited to an E-mail, text message or instant message, that could suggest a conflict of interest or be a possible source of embarrassment to you, your family, or the President-Elect if it were made public, please describe. (3) Please provide the URL address of any Web sites that feature you in either a personal or professional capacity (e.g., Facebook, MySpace, etc.) This is only a taste of the how deep the application goes. So remember, if you plan on taking part in the Obama-Biden “Change” Administration, you’ve better get to stepping.

Click to read more on Credit Repair.

Re: Obama Reigns Supreme in a Decisive Victory

Lisa_P — Fri, 21 Nov 2008 03:32:30 -0000

Change will be imposed by Obama and I'm looking forward on it

Re: Mortgage Bailout Law: A Recurring Blunder?

Lisa_P — Fri, 21 Nov 2008 03:29:28 -0000

The Mortgage Bailout’s concept is often criticized because many feel that people who were irresponsible to get themselves into bad loans should not be bailed out. Others feel that they should be bailed out because lenders are often very deceptive in their practives. Yet, others feel that a limited bailout option should be available - whereas assistance is provided, but not a complete walk-away option.
In this current economic situation, there needs to be some kind of viable way to repair credit lines and get the economy moving again. Treasury Secretary Paulson’s Troubled Asset Relief Program, or TARP, doesn’t seem to cover enough. The FDIC’s chairperson, Sheila Bair, has set up her own strategy; a $24 billion plus plan for the 1.5 million homeowners facing foreclosure. Her idea is to give a stimulus of $1,000 to lenders for each renegotiated loan to owners in danger of heading to foreclosure. In the event of default, the FDIC will take on up to half of the burden. Paulson hates it, straight away, and proclaims that its just more spending that will lead to the bankruptcy of the FDIC. Some others view Bair’s actions as one of the first real attempts to help repair credit of the banking system and get cash flowing again.

Click to read more on Credit Repair

Re: Fantastic Microsoft Silverlight - Obama Application

Lisa_P — Fri, 21 Nov 2008 03:14:02 -0000

Obama is currently busy with the transition process between what will be his administration and the soon to be previous administration. He is beginning to assemble his cabinet and staff, and like any other high level position in the government, the nominees for these jobs must be qualified, and judged to not be a threat in any way. Part of the qualification process is a 7 page application, posing 63 questions that are so invasive; he might as well throw in credit repair while he’s at it. The applicant screening questions ask things like everything the applicant as well as their spouse(s) have done in the past 10 years, any and all publications such as books, publications in journals, letters to editors, and anything posted on the internet, and any and all aliases used on the internet. Also, the applicant must reveal any and all information on any private website that they use, such as MySpace or Facebook, which they use in either personal or professional capacity, to rule out any and all conflicts of interest. The application and depth of information to be able to serve this new commander in chief is so intrusive, he might as well offer them free credit repair as a bonus for having to reveal everything on their application. Click to read more on Credit Repair.

Re: Transparency group posts Wall Street crisis plans for public review

Lisa_P — Fri, 21 Nov 2008 00:49:17 -0000

It is believed that the mortgage bailout plan is designed to bring stability to the shaken economy, it will affect only a narrow slice of homeowners in the U.S.
It appears that a TARP was not enough to cover up the mortgage crisis. Endangered mortgage homeowners could not benefit from the kind of credit repair scores presented by Treasury Secretary Paulson’s Troubled Asset Relief Program. On the contrary, 1.5 million homeowners can obtain a sense of security when they’re facing foreclosure through the Federal Insurance Corp Chairman Sheila Bair’s new mortgage modification program. This straightforward system, a $24.4 billion program drawn from the $700 billion pool that TARP set up, will allow lenders a stipend of $1,000 per loan they renegotiate with financially stuck homeowners. In the event of default on a loan, the FDIC has pledged to take on up to 50 percent of the loss. While Paulson proclaims this as a mere spending that will only bankrupt the FDIC, many view Bair’s movement as a needed investment to maintain the liquidity in the mortgage industry. While this won’t solve all the problems immediately, it’s certainly a bold effort to help repair credit.

Click to read more on Credit Repair

Re: Bailout Bill Must Include Help for Homeowners

Lisa_P — Fri, 21 Nov 2008 00:36:23 -0000

The bailout plan is ambitious and is designed to bring stability to the shaken economy, it will affect only a narrow slice of homeowners in the U.S.
Treasury Secretary Paulson’s Troubled Asset Relief Program was not the kind of credit repair scores the endangered homeowners needed. However, a new mortgage program is underway. Thanks to the Federal Deposit Insurance Corp Chairman Sheila Bair, 1.5 million homeowners will have a sturdy backbone when they’re facing foreclosure. This $24.4 billion program will be drawn from the $700 billion pool that TARP set up. With this straightforward system, lenders will be given a fixed amount of $1,000 per loan they renegotiate with financially stuck homeowners. In addition, the FDIC has promised to take on up to 50 percent of the loss in the event of a default on a loan. While others view the action on Bair’s part as a needed investment to maintain liquidity in the mortgage industry, Paulson has predestined this as mere spending that will only bankrupt the FDIC. Although this will no doubt require a lot of time to solve, it’s definitely a noble effort to help repair credit.

Click to read more on Credit Repair

Re: Change.gov is coming — and has Obama picked his CTO?

Lisa_P — Fri, 21 Nov 2008 00:20:57 -0000

Obama wants to know all about you if you plan to work in his Cabinet or staff. Makes sense, doesn’t it? If a person is going to hold a high-responsibility position in America’s federal government, it is in the best interests of the nation and its people that the employee meets the qualifications and not be a security risk. However, it seems to me that there are limits to what is reasonable. With as much information as Obama asks for in his seven-page, 63-question application, you’d think the administration would have enough to perform credit repair for everyone who applies. CNN leaked a copy of the questionnaire, which requires applicants not only to talk in detail about nearly everything they’ve done over the past 10 years or more, but also to do the same for their spouse. Here are a few of my favorite questions. I hope applicants do indeed get free credit repair as part of the deal… (1) Writings: Please list and, if readily available, provide a copy of each book, article, column or publication (including but not limited to any posts or comments on blogs or other Web sites) you have authored, individually or with others. Please list all aliases or “handles” you have used to communicate over the Internet. (2) Electronic communications: If you have ever sent an electronic communication, including but not limited to an E-mail, text message or instant message, that could suggest a conflict of interest or be a possible source of embarrassment to you, your family, or the President-Elect if it were made public, please describe. (3) Please provide the URL address of any Web sites that feature you in either a personal or professional capacity (e.g., Facebook, MySpace, etc.) This only scratches the surface of how deep the application goes. If you’re going to serve under the “change” president and you don’t have all your ducks in a row, you’ll have to change that right away! Click to read more on Credit Repair.

Re: Obama’s groundbreaking speech shows thinking Christian

Lisa_P — Thu, 20 Nov 2008 06:00:32 -0000

Obama wants to learn everything about you if you plan to take part in his administration. That seems fair, doesn’t it? If a person is going to uphold a title in any high-responsibility position in America’s federal government, it is in the best interest of the nation and its people that the person meets certain qualifications and not be a security risk. However, it seems reasonability has its limits. On his seven-page 63-question application, Obama asks for detailed information on each person that’s a hopeful for his team. With this profound application screening, you’d think the administration would have enough to perform credit repair for everyone who applies. CNN revealed a copy of this questionnaire, which requires applicants not only to thoroughly clarify their deeds and accomplishments over the past 10 years or more, they must also do the same for their spouse. As part of my hope that applicants indeed get free credit repair through this deal, here are some of my favorite questions… (1) Writing: Please list and, if readily available, provide a copy of each book, article, column or publication (including but not limited to any posts or comments on blogs or other Web sites) you have authored, individually or with another. Please list all aliases or “handles” you have used to communicate over the Internet. (2) Electronic communications: If you have ever sent an electronic communication, including but not limited to an E-mail, text message or instant message, that could suggest a conflict of interest or be a possible source of embarrassment to you, your family, or the President-Elect if it were made public, please describe. (3) Please provide the URL address of any Web sites that feature you in either a personal or professional capacity (e.g., Facebook, MySpace, etc.) This is only the top layer of how deep the application goes. So, if you’re planning on serving under the “change” administration and you don’t have all you’re aces on the surface, you should probably start digging. Click to read more on Credit Repair.

Re: Mortgage Bailout Unjust

Lisa_P — Thu, 20 Nov 2008 05:07:27 -0000

The move of mortgage bailout may bring down interest rates, but experts are less sure that it will stem foreclosures and falling home prices.
Treasury Secretary Paulson’s Troubled Asset Relief Program was not the kind of credit repair scores the endangered homeowners needed. However, a new mortgage program is underway. Thanks to the Federal Deposit Insurance Corp Chairman Sheila Bair, 1.5 million homeowners will have a sturdy backbone when they’re facing foreclosure. This $24.4 billion program will be drawn from the $700 billion pool that TARP set up. With this straightforward system, lenders will be given a fixed amount of $1,000 per loan they renegotiate with financially stuck homeowners. In addition, the FDIC has promised to take on up to 50 percent of the loss in the event of a default on a loan. While others view the action on Bair’s part as a needed investment to maintain liquidity in the mortgage industry, Paulson has predestined this as mere spending that will only bankrupt the FDIC. Although this will no doubt require a lot of time to solve, it’s definitely a noble effort to help repair credit.

Click to read more on Credit Repair

Re: In mortgage modifications, property rights of investors must be respected

Lisa_P — Thu, 20 Nov 2008 00:38:29 -0000

The mortgage bailout move may bring down interest rates, but experts are less sure that it will stem foreclosures and falling home prices.
It appears that a TARP was not enough to cover up the mortgage crisis. Endangered mortgage homeowners could not benefit from the kind of credit repair scores presented by Treasury Secretary Paulson’s Troubled Asset Relief Program. On the contrary, 1.5 million homeowners can obtain a sense of security when they’re facing foreclosure through the Federal Insurance Corp Chairman Sheila Bair’s new mortgage modification program. This straightforward system, a $24.4 billion program drawn from the $700 billion pool that TARP set up, will allow lenders a stipend of $1,000 per loan they renegotiate with financially stuck homeowners. In the event of default on a loan, the FDIC has pledged to take on up to 50 percent of the loss. While Paulson proclaims this as a mere spending that will only bankrupt the FDIC, many view Bair’s movement as a needed investment to maintain the liquidity in the mortgage industry. While this won’t solve all the problems immediately, it’s certainly a bold effort to help repair credit.

Click to read more on Credit Repair

Re: Payday loans: They're not usury | AnnistonStar.com

Lisa_P — Wed, 19 Nov 2008 00:12:01 -0000

It is not a secret anymore that our country is facing economic crisis today, with this situation it is not practical to eliminate financial options of the consumers. Some politicians in the government are looking forward to eliminate the payday loan industry because of the so-called predatory lending. However, getting rid of this would violate the financial freedom of the people. Predatory lending is only a mere allegation because they say that the APR is said to be so outrageous. Have you compared the APR of a payday loan with the APR of a bounced check, credit card fees or even a utility bill? Look at this:
· $100 payday advance with $15 fee = 391% APR;
· $100 bounced check with $48 NSF/merchant fees = 1,251% APR;
· $100 credit card balance with $26 late fee = 678% APR;
· $100 utility bill with $50 late/reconnect fees = 1,304% APR
What do you think is the better choice? Read more on this topic about
Quick Loans

Re: In hard times, are payday loans a necessary evil? | AnnistonStar.com

Lisa_P — Wed, 19 Nov 2008 00:00:25 -0000

With the present problem we are facing today in our economy, people need financial options to assist us on our financial needs. Quick loans can be a useful tool to cover an emergency expense that comes out of the blue. Say, if you were to go kiteboarding, and a whale just decided to flick you with its tail, sending you careening through the air like a ping pong ball that got swatted by Barry Bonds, and you needed some cash to cover the ER bill. You could have the jolly old oak tree in your front yard come crashing through your kitchen in the middle of a windstorm. When that sort of thing happens, you’re insurance will cover it. You may need a quick cash loan to cover the deductable and get a few nights’ hotel for the family and yourself. Click to read more on Quick Loans

Re: Paulson bailout would worsen contagion-spreading accounting rules

Lisa_P — Mon, 17 Nov 2008 05:21:12 -0000

Treasury Secretary Henry Paulson has dashed all hopes on the rocks of using part of the remaining $700 billion bailout package for buying up troubled assets, such as devaluing mortgages. Instead, much of the remaining funds will be spent on investing in consumer credit. Since payday cash loans are a form of consumer credit, the payday loan industry should be eligible for some funding, but the likelihood of that is slim. The investment will likely go to the most used forms of consumer credit, such as car loans, student loans and credit cards, due to these forms of credit far harder to obtain because of “illiquidity.” “This is creating a heavy burden on the American people and reducing the number of jobs in our economy,” says Paulson. That may be, but what he is doing is admitting to a mistake in the first part of the bailout plan! If only the rest of our leadership were willing to at least obliquely hint at admitting their mistakes. Granted, it is us the American people who have to pick up the pieces and move forward, but on the upside is that part of the bailout is to encourage the return of investors, which will help stimulate spending, bring the job market back, and with that means less unemployment and fewer people having to depend on payday cash when times are hard. The industry will still be there for people, but it’s meant only as a short term tool.

Re: Massive Bailout Scam Menaces Economy, Triggering Opposition

Lisa_P — Mon, 17 Nov 2008 05:01:00 -0000

There was some lingering hope that Treasury Secretary Henry Paulson might use a generous portion of the $700 billion bailout plan’s funds to help out consumers with their devaluing mortgages. It has now been effectively dashed, as it is clear no such thing is going to happen. A good chunk of the remainder is going back into the consumer credit market, such as car loans, student loans, and credit cards. Since it is a form of consumer credit, payday cash loans should be getting a portion, but there will be none made available to that industry, whose usual customers have either no credit or credit difficulty. Paulson wants normal avenues for consumer credit to remain open, such as car loans, student loans, and credit cards; these normally open lines of credit have become far slower or even frozen with “illiquidity.” “This is creating a heavy burden on the American people and reducing the number of jobs in the economy.” Inexorably so, but has anyone else seen what is going on here? Paulson has admitted a mistake with the earlier strategy of the plan, including massive banking bailouts. If only America had a President willing to admit his mistakes. We do have to pick up the pieces and move forward, but certainly some things could have been avoided. However, government officials are doing something right by encouraging investors to return to the market with the bailout. If the investors return, then confidence and jobs could start returning to the world market, and fewer people may have to rely on payday cash in tough times. Sure, it is a good tool to have sometimes, but it isn’t a long term solution.

Re: My Greatest Financial Fears

Lisa_P — Mon, 17 Nov 2008 03:10:43 -0000

If you want your children to grow as financially responsible adults, I believe you must let them handle money often. At an early age, they need to handle money and understand the importance of depositing money in a bank on a regular basis. They also need to develop the habit of saving money for major purchases. These lessons will help your children develop a much more comprehensive understanding of money and how to manage it.
have to admit that with the way the economy has been going I’ve been so focused on my own budget and credit repair that I’ve completely forgotten to teach my kids money management. I found an article about teaching kids how to use money responsibly, and it was definitely a great reminder for parents everywhere, including myself. If I can teach my kids how to use money responsibly during a recession, they will be much better off, especially when the economy decides to turn around. I used to have credit problems, and if I could somehow prevent that hardship for my children, I would feel like an accomplished parent. There are too many kids that go out into the real world without understanding the value and importance of money. I won’t let my kids out from under my roof until they are prepared to handle their own finances. I really like the idea of setting up visual aids for my kids to learn money management. I need to figure out a way to use visual aids to teach my kids the consequences of using credit cards irresponsibly. I got in a lot of trouble using credit cards. I’ve used credit repair services to get myself back on track, but I don’t want my children to have credit issues to begin with.

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