DISQUS

I think they should ask for our opinion in the early stage of development.

Your insurance guide is going to be a very fun read.
Nice work!

man, this is a serious problem!

Very clear explanation about the real "need" for insurance protection.

I also agree with Aw's point of view. That's why choosing a good and sincere insurance agent is so important.

thanks for all the recommendation!

I started managing my own finance. Later, I include my wife's accounts. Then later, I became a professional who helps other.

investment-linked plans provide the greatest flexibility in this sense.

When tears fall off from a man's eyes, it means serious trouble.

Protection always come first.

thanks for the link!

Because of this forms-filling phenomenon, it creates another profession called personal assistant. or clerk, or administrator who can help you with the forms.

I have money in Paypal but it costs some transaction fees to withdraw it in Malaysia, my home country. I wonder what I can do with the money in Paypal beside spending it. There are free money passing by every minute. Furthermore, US dollar depreciates.

my PS2 sits in the rack for many months already. Just too busy to play it. Wii is on my wish list but I don't think I will be able to have fun with it for long. Life is too short for virtual game.

Apparently these guys who developed the AIA web pages live in Malaysia. They haven't heard of the IE killer yet.

sorry .. didn't check .. lots of typo

1. if you want to activate your iPhone
2. "Please don't kick my ass"

the better strategy is to team up with Apple iPhone .. "you have to use CELCOM is your want to activate your iPhone"...

if Celcom still prefers footballers as power icons, why not consider shooting a commercial using the iPhone as a "football". Kick the iPhone at the penalty spot .. showing the iPhone really scared ... " please to kick me" ..

Hi Yow Chuan, do you own any of the PNB's fund? I am just curious because you sell unit trust.
I have some ASW 2020 unit, which was bought when I was still studying in secondary school. But now, I am too lazy to join the long queue.

Even maybank2u.com.my also server busy and causes a long period of waiting time.

Hi Yow Chuan,

Thanks for showing the calculation. But I think the equation should be written as RM 10,000 / (1 + 7% ) = RM9,345.79 ----- with the bracket to avoid confusion.

And also I found that the result is the same for all calculation. Just a typo mistake.

I think Yow Chuan had done a great job here illustrating the investment mindset. Nobody can time the market.

Maximise what we have now - just invest with all the money you can afford.

Congratulations!

Sadly, I had heard story that some Ah Pek and Ah Ee also invested when they heard their neighbour's child is getting ridiculous promised return. They don't even have the internet access. The neighbour help them to invest.

ha .. great tips! I suggest that using a trust so that the message conveyed after death would last at least 80 years

this reminds of ... the limited space of a person after death .. no matter how much he owns during life.

Hi,
You are really good at controlling your emotion. High EQ is definitely helpful when comes to living below our means.