Well I can't fault you for thinking. Commendable actually. Your idea on waiving taxes on savings is easier said then done however. With increasingly less and less to sock away, Americans will opt for food, fuel and a roof versus using that money to stash away in a savings account to earn interest tax free. The tax benefit would not be that compelling at current interest rates. I would rather see the money used for savings be tax free much like a 401K. That is earned income used to invest in savings is tax free. I think that is much more attractive.
I have used the rejection hotline numbers in the past but it doesn't work when that special someone wants you to actually call them while you are face to face and that is the way they get the number in their phone.
If you tell them:" I am trying to save my minutes let me just tell you my number" then you come across as a cheap ass.
Once I gave a gal the rejection hotline number and she proceeded to test it out right then and there... UGH!!
And yet again I gave it out and the girl recognized it immediately as a rejection hotline number.. what does that tell ya!