Disqus - Latest Comments for kaidez

Re: Study: iPhone Users Are Younger, Richer and More Productive

kaidez — Tue, 16 Jun 2009 18:32:45 -0000

hee hee...thanx nickel!!

Re: Study: iPhone Users Are Younger, Richer and More Productive

kaidez — Tue, 16 Jun 2009 14:53:50 -0000

Well, it's a good thing that I'm getting an iPhone on Friday! Too bad that I don't fit the "younger" part of the profile though!

Re: Compare Your Company’s 401(k) Retirement Plan

kaidez — Thu, 21 May 2009 15:17:11 -0000

mine's on there...crappy fund selection...high fees.

Re: Traditional vs. Roth IRA: An Introduction and Comparison

kaidez — Wed, 11 Mar 2009 10:47:52 -0000

I want to think that Andrew's right here.

Re: Unemployment Checks at an All-Time High, Dilbert Unemployed

kaidez — Thu, 29 Jan 2009 15:49:16 -0000

I'm okay for now. My company went thru some bloody layoffs three years ago because it saw some tough times on the horizon (though maybe not this tough). That being said, they've cut stuff of as much as they can.

I also almost have 6 months of rainy day though so that's good.

Re: How Will You File Your Taxes?

kaidez — Mon, 26 Jan 2009 10:06:57 -0000

Using a local guy in Jersey City. My wife and I used Liberty Tax in Manalapan(?) a few years ago and liked 'em. We got a refund.

Re: 2009 Economic Outlook from Jeremy Siegel

kaidez — Thu, 15 Jan 2009 09:25:50 -0000

I've sorta/kinda planned for it. I purchase $3K worth of the Vanguard 500 Index Fund last year. So I'm a happy camper if the S&P gains 20%!!!

Re: I am Debt Free as of Today!

kaidez — Mon, 15 Dec 2008 15:50:46 -0000

YOU ARE DA MAN!!! Congrats bro!!

My advise is now that your're out of debt, STAY out of debt.

Re: There is Almost No Excuse: Vote Today

kaidez — Tue, 04 Nov 2008 10:37:48 -0000

Flexo speaks the truth!!! There's no excuse for not voting today. I, myself, voted on the way to work this AM.

Re: Warren Buffett is Buying American Stocks Right Now, You Should Too

kaidez — Fri, 17 Oct 2008 17:54:06 -0000

Agreed. I just brought VFINX from Vanguard for $3000.

Re: Is Anxiety Controlling Your Actions?

kaidez — Wed, 01 Oct 2008 09:17:16 -0000

I'm not freaking out about money but I am anxious about my job. I just got a mortgage this year and I've been worrying about making the note payments.

I THINK that my job is secure but you never know.

Re: Stock Market in Sharp Decline, Stocks on Sale?

kaidez — Tue, 30 Sep 2008 07:09:21 -0000

I'm not putting any extra $ in right now but I am putting quite a bit in right now and am sorta/kinda participating in the sale. I'm putting 15% of my salary into my 401k and maxing my Roth IRA, the end result being that I'm putting 21% of my salary away for my retirement. No debt but my mortgage so I can do this.

Starting next year, I'll be DCA-ing both my Roth contribution and a Vanguard account as well, the latter being used for wealth building. If the market doesn't turn around by then, I'll be able to by some more stocks on sale as well. But the truth is, I would rather see the market turn positive before next year.

Re: Washington Mutual Acquisition: What Happens to Savings Accounts?

kaidez — Fri, 26 Sep 2008 09:47:03 -0000

No prob! More than happy to help and I hope it does!

Re: Washington Mutual Acquisition: What Happens to Savings Accounts?

kaidez — Fri, 26 Sep 2008 05:56:51 -0000

When the news broke late last nite, I checked the FDIC's website and found this link:

http://www.fdic.gov/bank/individual/failed/wamu...

Re: Washington Mutual Increases Savings Account Interest Rate to 4.0% APY

kaidez — Tue, 23 Sep 2008 08:38:06 -0000

I just checked my WaMu savings account and it's up...OH HAPPY DAY!!!!!!!!!!!!!!!!!!!!!!

aa, Flexo's correct. Your money's safe.

Now, mortgages held by WaMu may be in a bit of trouble but your money in both savings and checking accounts are A-OK.

Re: Who Do You Blame When You Lose $6 Million Overnight?

kaidez — Wed, 17 Sep 2008 13:47:52 -0000

Sorry...no sympathy here.

Re: Would You Ask For More Company Stock In Lieu of a Raise?

kaidez — Mon, 04 Aug 2008 09:08:32 -0000

Definitely not. I would take it as a bonus but would I take it in lieu of a cash raise that puts more moolah in my pocket? Nope.

Yes, the wealthy have traditionally become wealthy due to their investments and I hope to someday build wealth by investing in things other than my retirement accounts. But I'm going to invest in mutual funds, a few select single stocks, and maybe real estate and not try to build wealth off of company stock. I honestly believe that those Microsoft Millionaires of the late '90s and Google millionaires of the past few years, all who became rich off of their company's stock, are rare occurrences, although I'm happy for them.

Re: Washington Mutual Increases Interest Rate to 3.75% APY

kaidez — Thu, 31 Jul 2008 09:03:41 -0000

Ahhh...I got money in this one...VERY happy about this.

And yes, I agree with Flexo: I think that we'll see some more rate increases in the future. We'll see 'em slowly but they'll come.

Re: Advice From Dean Kamen: Work in Something You Love

kaidez — Wed, 30 Jul 2008 12:20:46 -0000

I wholeheartedly agree with CJ...it pays to love what you do.

I'm a front-end web developer and I thoroughly enjoy what my job. I get up everyday always happy to get to to work, and I'm fortunate that it pays enough for me to cover my share of the bills, sock away some cash for retirement and save some cash in a rainy day. Still even with they pay were a little bit less, I would still keep the gig because I love it!!!!

Re: Heads Up: E*TRADE Bank Increasing Savings Account Interest Rate Tomorrow

kaidez — Tue, 01 Jul 2008 20:52:45 -0000

Oh, let us hope and pray...

Re: Get Through a Bear Market: Don’t Cut Your Losses

kaidez — Mon, 30 Jun 2008 08:55:31 -0000

Ditto. No reason for anyone to change anything, long term investing-wise. I'm sorta/kinda glad it's happening because my tolerance is being properly tested now. If I can brave this bear market, I know that I can brave my "in-it-for-the-long haul" investing strategy. Not that I'm happy to be losing $ right now but I know that I'll be fine in the long run.

Re: Are You Expecting an Inheritance?

kaidez — Mon, 23 Jun 2008 17:39:24 -0000

Very commendable of you Smithee...helping out your folks and all. Many people slack on that.

My folks have a very decent seven-figure nest egg waiting for them when they retire, plus a house that they brought for 85K and is now worth just shy of $1 million. They made it very clear to my brother and me that we get the house but not one cent of their nest egg, which is fine with us. My brother and I have discussed this and have decided to keep the house in the family name and not sell it; therefore, we have will have no cash from our parents when the time comes...unless we decide at the last minute to sell the place.

The Millionaire Next Door does point out that a big chunk of of those thrifty millionaires didn't get any inheritance and still did quite well. As long as I work hard, I think that I can do what they did.

Re: Wall Street Journal Podcast: Professional Blogging

kaidez — Thu, 22 May 2008 16:09:51 -0000

Ahhh...makes sense...thanks jim!

Re: Wall Street Journal Podcast: Professional Blogging

kaidez — Thu, 22 May 2008 09:08:58 -0000

Listening to it now, man...great insight!

Just curious: why does Wordpress put so much strain on a non-dedicated server?

Re: Is a CFP Certification Necessary When Choosing a Planner?

kaidez — Mon, 12 May 2008 11:32:10 -0000

Ditto on KC's comments. I also make time to research my investments so I don't have to work with a planner on this. It requires more anal-retentive research on my part but I definitely sleep at night.

Re: Is a CFP Certification Necessary When Choosing a Planner?

kaidez — Fri, 09 May 2008 09:59:39 -0000

I've actually been thinking about CFPs for the past few days and think that they're good in some cases. If you need help with figuring how to setup your assets from the standpoint of estate planning, I believe that CFPs can be good as long as they don't act like salesmen.

When it comes to investing though, I think that they are hit or miss. I personally am wary of any CFP that pushes their customers towards either certain annuity products or loaded mutual funds.

Just my $.02...

Re: NBA’s Kevin Garnett Is A Chelsea Fan | EPL Talk

kaidez — Mon, 03 Nov 2008 13:31:32 -0000

Man...now I GOTTA watch a few Celtics games this year.

Re: Which Premier League Clubs Will Get Relegated This Season?

kaidez — Tue, 04 Nov 2008 09:29:10 -0000

Newcastle is off to the Have-A-Coke-And-A-Smile league.

Re: How the ESPN360 & Setanta Broadband Deal Will Work

kaidez — Tue, 04 Nov 2008 16:28:36 -0000

If I understand this correctly, this is awesome for those without an in-home Setanta subscription.

Re: Wednesday Business Links: IFPI Sees Three Strikes Progress

kaidez — Wed, 20 Aug 2008 13:04:07 -0000

The Michael Bull thing is a BIG deal!!! I remember when he was just a sales guy at Caroline.

Re: Bands Skipping iTunes? Well, A Few Have

kaidez — Fri, 26 Sep 2008 14:31:58 -0000

Gejius, I respect your opinion but I gotta side with Coolfer on this one. Yes, iTunes has shifted over to "conglomerate" status and that ticks people off. Yes, the "free music" movement has legs because "free" is cheaper than $.99. And yes, indie artists now have more power and control over their sales than any other time in recent memory.

But it's the last paragraph of this post that has a point that's missed on many MANY people: that "The strength of Apple and the iPod" is strong. It was Diamond that brought the mp3 player to public conscious, it was Napster demonstrated the power of file sharing to all of us, and it was a ton of other guyss tried to sell music online. But it was only Apple that put all of those three characteristics under one roof, making it easier for the average run-of-the-mill consumer to hop on the portable music bandwagon. That Apple converged these various digital music elements and made the whole thing easy, therefore attractive, to the average consumer is Coolfer's underlying point. Web 2.0 technology may do it in the future, but it would be in the VERY distant future and not the coming months. Out-of-the-gate successes that change how we do things (like iTunes and Napster) simply don't happen everyday.

iTunes might have a Walmart feel, but remember how many people shop at Walmart on a daily basis and don't wast time thinking about how cluttered and incomplete it is.