I really feel the credit card companies’ pain. It must be difficult to award easy credit to risky customers and want payment, charge interest rates that a loan shark would envy, have Congress' acute attention when they come lobbying for interest rate and service fee increases, and to mettle in bankruptcy law changes which restricts legitimate use by consumers.
Credit Card companies it is time to take responsibility and be accountable to the decent and hardworking Americans who pay their bills and make sacrifices. Maybe less is better-fewer credit card companies.