DISQUS

Don't blame the plastic, it's just a tool. Blame the person who use the plastic, maybe because he failed his math class of got does not pass his SPM because failing math. It's not the plastic fault.

Personally, I loved plastic , I give you few reason why.

1. I got more then 18 credit card under my name, I used 80% of them. The different is when and how I used them.

2. All my credit card is 0% interest, in other word I stooze them. I don't used them If there is interest on them.

3. I used them on my own term, not at the banks term.

4. Finnally , I don't pay my credi card with my own money, I got other people to thanks for that. That's include my company , my tenant, my business partners and my assets. I never used my own money on liabilities , I only used my own money when it involved asset.

Asset = money in
Liability = money out

So don't blame the plastic, blame the moron who failed math.

regards

Zaidi Ismail

I love it when oil prices goes up, I love it when US dollar goes up. Any one or both of these goes up I make more money. That's the different between those who take action and those who just know how to "merungut".

BTW, I don't even have a car or need to use a car, I don't even need to use / buy my own transportation. Higher fuel pricess does not borther me, as far at the aftermath efect (higher food prices etc) I always have more +ve cashflow, it does not even give a dent on my finances.

Poor = buy / own liabilities
Rich = buy / own assets

Liabilities = Take Money out of your pocket
Assets = Received Money into your pocket

I don't have any liabilities, I only have assets, so, as long as you all dumbass buy / own liabilities (such as your car), you are not just poor , you guys always going to be a looooserrrr.

Ciao

Zaidi Ismail

<comment witheld="witheld">
Yow Chuan: Sorry, Zaidi, no free advertisement here ;-)

If you would like me to feature your website or link back to you, I would be more happy to do so. Hope to hear from you soon.</comment>

<comment witheld="witheld">
Yow Chuan: Sorry, Zaidi, no free advertisement here ;-)

If you would like me to feature your website or link back to you, I would be more happy to do so. Hope to hear from you soon.</comment>

Banks are for those who have money, banks are none for poor people, my personal experince after doing personal finances for more then 10 years, I always use the banks, I never let banks using me. That's how I always get Free stuff and yes, There is such thing as Free Lunch, check out my blog www.urusinsan.net.my.

You want to talk about education in personal finances, it's all start from the mind, those who can control their mind become RICH like me ..heheheh those who can't become bankcrupt and it's a lousy excuse blamming the bank due to our own ignorance.