"open up our Monday morning meeting notes to the public" -- Charlie, that really is the next level! I'm really psyched your doing it this way. Very curious to see affect it has on your company, hiring, investment, etc!
What's the interest rate on your loans? If it's less than 5%, save the money! Banks are 5%+ and CDs are 6-7% (and those are just the risk-free investments). If you're talking about ~$20,000, the interest gains are worth it. I paid off my Cornell loans in less than a year and kind of regret it. Pay the minimum, and collect. (Unless we're talking about high interest rate private loans, in which case, good on you for paying them back!)