http://disqus.com/people/594e3a6ec65795910b5c12862e406a64/enSat, 12 Apr 2008 14:16:17 -0000http://consumerismcommentary.disqus.com/cost_cutting_consumers_trade_down_from_steak_to_chicken/#comment-21312606I try to just spend less in general. I usually buy private label anyway so that remains the same. I'm still eating out a bit but I try to order lower cost food and try cheaper restaurants.Danny TsangThu, 20 Mar 2008 11:51:23 -0000http://bripblap.disqus.com/101_thoughts_on_losing_100_pounds/#comment-1547270How in the world did I miss this awesome post?? Thats a great list and the before and after pics is such a world of difference. You look much younger without the weight too. Congrats I'm certainly bookmarking this list I need to shed a few pounds I went overboard during the past few months.Danny TsangSat, 09 Feb 2008 18:44:21 -0000http://bripblap.disqus.com/the_double_digit_myth/#comment-1550361The more I think about it, the more I realize how tough it is for the average investor to earn more than a bank CD nowadays. I try to use 8% ROI in any of my index fund calculations now, which may even be high. I've contemplated some real estate deals lately that would translate into an estimated 10-12% annual ROI before tax..but nothing explosive as well. I think the time of easy explosive growth is behind us..Danny TsangMon, 03 Mar 2008 18:26:53 -0000http://bripblap.disqus.com/fools/#comment-1550669We all do foolish things at some point. For some reason they don't seem foolish at the time. I think the key to avoid further foolish actions is patience. I realized that I made many foolish mistakes in the past in all areas of life because I was impatient and I rushed things. Now I do a ton of research, and I'm known to sometimes over analyze the smallest things. You're right, the only way to improve ourselves is to keep learning. Cool post Steve. Have a good weekDanny TsangMon, 24 Mar 2008 13:07:56 -0000http://bripblap.disqus.com/the_gold_rush_of_2008/#comment-1551280Gold can't be rented out for a monthly income, gold can't power our cars or the energy we need to sustain our economy, gold can't be eaten. I don't know what gold is good for besides looking pretty on a Rolex or a ring. Therefore I never understood how gold can be treated as an investment. The only way its a wealth preserver is if you believe that the US dollar and perhaps worldwide currencies and economies will continue to deteriorate. "gold is at a 20 year high" doesn't say much because 20 years is a very long time.Danny TsangSat, 12 Apr 2008 14:16:17 -0000