DISQUS

Gold can't be rented out for a monthly income, gold can't power our cars or the energy we need to sustain our economy, gold can't be eaten. I don't know what gold is good for besides looking pretty on a Rolex or a ring. Therefore I never understood how gold can be treated as an investment. The only way its a wealth preserver is if you believe that the US dollar and perhaps worldwide currencies and economies will continue to deteriorate. "gold is at a 20 year high" doesn't say much because 20 years is a very long time.

We all do foolish things at some point. For some reason they don't seem foolish at the time. I think the key to avoid further foolish actions is patience. I realized that I made many foolish mistakes in the past in all areas of life because I was impatient and I rushed things. Now I do a ton of research, and I'm known to sometimes over analyze the smallest things. You're right, the only way to improve ourselves is to keep learning. Cool post Steve. Have a good week

The more I think about it, the more I realize how tough it is for the average investor to earn more than a bank CD nowadays. I try to use 8% ROI in any of my index fund calculations now, which may even be high. I've contemplated some real estate deals lately that would translate into an estimated 10-12% annual ROI before tax..but nothing explosive as well. I think the time of easy explosive growth is behind us..

How in the world did I miss this awesome post?? Thats a great list and the before and after pics is such a world of difference. You look much younger without the weight too. Congrats I'm certainly bookmarking this list I need to shed a few pounds I went overboard during the past few months.