DISQUS

Thanks for the link...

It seems to me that most people value the "now" much, much more than the future, so it's interesting that you are on the end of that.

I like to think of this way... The savings of ten years ago put me in the position I'm in today. The choices I make today will help me get to where I want in ten years.

Overall, I think it's best to have a goal. My goal is to have enough (somewhat) passive cash flow to retire with my wife... She's eligible to retire from the military at age 43. That gives me 10 years, to come up with something.

I think it really matters how often Google updates the pixels of it's PageRank. I've seen them go 9 months without updating it and then update twice in the next months. If you are in the later area when you launch your site, you'll have a short at getting a PR3. If it's 9 months before they push an update out, you won't see those pixels.

Note that this does not mean that you are not a PR3 in Google's internal servers. It just means that there are two logs, one that they use and one for public display.

If you are buying more shares now, perhaps the dollar cost averaging helps a bit.

Lately, I've been wondering if the 8-10% expectations we've had is sustainable long term. If you think about it, stock prices are related to earnings. How can earnings of companies grow 10% each year if wages aren't growing (i.e. you need people to make more to be able to buy more products or pay higher prices). I don't think wages haven't been growing at 10%, but historically we've added another income (largely women entering the workforce and making larger salaries) and living on more credit.

If those two things were what lead to the big historical gains that may be a problem in the future. We aren't adding more incomes to our families and living on credit doesn't seem to be the option any more.

Thanks for the link, but did you have to steal my title ;-)

I want to clarify something here... I actually said, "I would say that I typically spend 14 hours a day in front of a computer Monday through Friday... The most difficult part is figuring out what really counts as putting time into a blog... I've spent time e-mailing my blogging peers, but occassionally getting off topic."

I also spend some time on personal e-mails, playing around on fantasy baseball leagues and a number of other things.

What she didn't include was this, "If I were to get serious and maximize my time, I could probably spend two hours a day simply writing. Next month, I'm going to be out of the country and I don't know if I'll have Internet access. If I spend about 30 hours writing ahead of time, I should be okay if just check mail three times a week."

That said, you are right, blogging for money is hard work. It seems like that 95% of what you doesn't pay, but the 5% where you feel you might get lucky (like getting a US News story on you) really pay off.

I'm sure a tool (think robot arm) could be made to pull a 200lb battery in and out very quickly and easily.

What if the recharging stations just swapped out your battery with another, already-charged battery? You'd be up and going instantly again.

The idea isn't without it's own problems... what if an already-charged battery isn't available (you need extra just sitting around in case)? What about if I bring a new battery which stores energy well and receive one that's near the end of it's life?

I think there could be answers to these questions... but it's something to think about.

Once they realize that the unbanked is as bad as high risk, I think they'll change their mind on the value of emerging credit. Back when I started lending on Prosper, it was easy to see that the NC for No Credit also meant No Chance (they are going to pay you back).

This is great news. How about "Little Princess" for a nickname?

Having not had that brick fall on my head yet, I wonder if the second brick will be as bad as the first. Sounds like the experience from the first brick makes the second one kind of a Nerf-brick.

This is awesome news. I have a problem with the lack of focus sometimes. I'm getting a little better, tossing aside full hours to focus and write. If I can get a more portable computer, I'll escape to a coffee shop or a park to force myself to write.

Maybe it's not SmartyPig's fault for having to put up so much security. I probably should have been a little easier on them and blamed the industry trend overall.

Yikes, I wouldn't know what I'd do. I like to think that your son will grow up to learn to make his own decisions much like how his father has over the years. However, I think that many people have biases from a young age.

Maybe you can use a sports analogy. Would you send him to a New England Patriots school? Nah, that's not relevant as the sports teams, at their most basic level, are the same.

It's funny, but I put that "feeling poor" in the title at the very end, without too much thought about "feeling" vs. "being."

Take it back. We all want to be rich to have Wiis. Okay, well I do in the short, short term ;-).

Stopping work has probably been one of the more stressful things I've done to this point. The financial worries don't simply go away.

While I think that Yahoo was stupid to not to take the offer, I don't see the point of the lawsuits. Didn't the stock go up to around 31? At that point, why not just sell your Yahoo shares and either buy Microsoft ones or move on? The only people who might have a claim are those who were in lockout periods and couldn't sell for whatever reason.

Hmmm, Flock. I remember checking it out a year or two ago. I didn't spend more than 5 minutes with it. It might be time for another spin.

I agree with Seth. Even if mass transit isn't as expensive as I've heard, you really have to look at the demands of the country. The average person in European countries does not go outside their 2500 sq. ft. home to their two car garage and drive to work. They leave their flat and bike there. They don't have a Hummer, they have a Smart car because it not only is fuel-efficient, but that it can travel down the narrow roads that were horse paths hundreds of years ago.

It's possible for the other countries to charge more without having a large impact on their economy. If gas in the US went up to where it is in France, you would see a broad scale panic. Everyone would go to their employers the next day and ask for raises, which would cause inflation to run wild.

You'll note that the only other "driving country" on the list is Canada which isn't that much more expensive than our gas is.

One of the great things about Wordpress is that it's free and there are a lot of free themes. It's too bad there weren't a couple of free themes highlighted as well.

I recommend reading Elements of Style by Strunk if you haven't already. It's pretty dry and boring, but it covers many of these - and I think all of the tips from the Orwell essay.

Reasons 2 and 3 make a lot of sense to me. Number 1 doesn't seem to fit as much since there are a lot of people who invest in real estate without making it their primary residence.

I think it has value to the individual which you touched on at the end of the article. It is difficult to understand what it means to other people unless they know the other details that you mentioned.

In my case, I'm pretty open with most of the extra information. People know what I'm invested in (to some degree), how it's calculated, and where I live.

I'll trade you with living in CA. I can't wait to get back to the northeast.

I think one of your goals should be to get back to watching Buffy. It's by far my favorite show of all time. If anyone gives you any guff, simply say that you are watching it to improve your writing. Few stories have been written as well.

I'm sorry that person ripped you off. However, there are some very legit reasons for a blogger to hide his identity. I reveal a lot of information about personal finances that could get my identity stolen if I were to attach it to my real name. Many other personal finance bloggers remain anonymous for similar reasons.

Please don't hate all of us anonymous people.