If anyone can relate to what you're going through I can vouch that I can! My husband & I always to through spells of bad luck like you wrote about. I mean at least once a month (as you said) when it rains it pours for us! So if you ever need anyone to talk to, I'm here. I know it's hard but you just gotta keep the faith & know that it will get better. And everything happens for a reason so just try to look on the bright side of things.