Disqus - Latest Comments for David

Re: The Schwab Bank Invest First™ Visa Signature® Credit Card

David — Tue, 09 Dec 2008 23:53:02 -0000

One of my best friends works for Schwab and has their savings, checking, and credit card accounts. And he always says that even if he no longer worked there, he would keep the accounts - I guess they are that good. I have not signed up for any of them, but he always tells me I should!

Re: Cleaning Carpets Again and Daily Links

David — Tue, 28 Oct 2008 11:27:44 -0000

Glad to hear that steamvac works - we have been considering buying one to "clean up" after our senile cat. Sounds like it might do the trick! Thanks for the mention...

Re: Mark Cuban to Government: Show Us How the $700 Billion Will Be Spent

David — Tue, 23 Sep 2008 14:53:13 -0000

How about we let Cuban invest it in a sports team? Will be worth more in a few years than this mess will, and I don't mind my tax money going towards sports instead of failed companies. ;-)

Re: Can You Eliminate $500 of Your Expenses Each Month?

David — Thu, 14 Aug 2008 12:32:31 -0000

How do you only spend $190 for groceries every month, that's impressive! Even for my wife and I, we are averaging about $500-$550 each month, and that's with fresh fruits/veggies/cooking from scratch most nights.

Re: How Much The iPhone 3G Really Costs You

David — Wed, 11 Jun 2008 17:58:14 -0000

They are only upping it because it is the iPhone - every other phone of theirs (ATT) is already running 3G, (and a lot of them have GPS already built in) and they are not going to be charged more. Don't get me wrong, I have an iPhone from the first time around, but they are only doing it because they know that anything Apple can have a "surcharge" on it, because everyone will still buy it.

Re: How Much The iPhone 3G Really Costs You

David — Wed, 11 Jun 2008 15:14:28 -0000

They upped the price of the data? Wow...that's pretty dumb. Thanks Anne, I didn't know that!

Re: How Much The iPhone 3G Really Costs You

David — Wed, 11 Jun 2008 12:12:47 -0000

"The average phone bill of an iPhone user is $95" - I have an iphone and am on the $59 a month for 500 minutes day minutes & unlimited night/weekend with unlimited data/email. What are those people doing with their phones that they are spending that kind of cash?

That being said, best purchase I have made in years, no question.

Re: Purchased a New Camera (and Blog Roundup)

David — Mon, 11 Feb 2008 00:52:58 -0000

We got that camera last year, best purchase in a long time. Pick up a zoom lens, you will need it. I recommend the 28-135mm Ultrasonic if you have to choose one. You won't be disappointed, it is great! Congrats...

Re: How the Future U.S. President Wants to Tax You

David — Wed, 06 Feb 2008 18:59:35 -0000

Tax cuts are a ridiculous conversation to be having right now - we cannot fund anything that needs funding, and yet they want to cut taxes? I don't like paying more than my fair share, but this "cutting taxes" discussion has to be put on the back-burner for now.

Re: Weekly Blog Round-Up, Business Checking Account Edition

David — Sun, 26 Aug 2007 23:12:55 -0000

Thanks for the mention Flexo...

Re: New Writer at Consumerism Commentary: Sasha

David — Fri, 24 Aug 2007 20:31:11 -0000

Welcome Sasha, look forward to your posts!

Re: My Vacation Spending in Boston, Newport, and Salem

David — Thu, 16 Aug 2007 12:05:29 -0000

Wow, you did a lot. I grew up there and I don't think I ever did half that stuff. Nice! Hope you had a good time.

Re: Weekly Roundup, First Guests Edition

David — Fri, 27 Jul 2007 14:19:27 -0000

Thanks for the thoughts Flexo, appreciate it.

Re: ING Direct’s Electric Orange Send Paper Checks Feature

David — Mon, 23 Jul 2007 20:45:52 -0000

Bank of America debits my account as well when they send the check, not when it is cashed. I think they all do it...whether we like it or not. :-)

Re: The Carnival is Up, and Thoughts On Finance Writing

David — Mon, 05 Feb 2007 20:27:12 -0000

Thanks for the mention, Flexo, appreciate it. I decided to try to be more personal as it interests me more than just rehashing "how to save money" articles. I think we have all seen them by now!

Re: Don’t Forget to Use Your Gift Cards

David — Fri, 29 Dec 2006 22:06:00 -0000

And if you live in California, don't forget that under California law, gift cards do not expire, so thats one thing this crazy place has going for it!

Re: Rule for Building Wealth: Make Saving Automatic

David — Tue, 19 Dec 2006 03:41:20 -0000

I couldnt agree more....we automatically put away 10% of our take home pay every time we get paid, before we can do anything stupid with it! Of course, this is in addition to retirement and the like, but its easy to just take a small amount every week and put it away. Eventually, it will add up to quite a bit without even missing it in the first place.

Re: Tracking Car expenses. . .

David — Fri, 21 Nov 2008 00:15:45 -0000

Question - how do people write off or have their company pay for the car payments, insurance, gas, etc - on cars that are so blatantly not being used for business? I worked for a guy years ago that had his company pay for his car, even though he NEVER used the car for business reasons. Is that legal?

Re: Why is it important to have health coverage, even if you're healthy?

David — Thu, 29 May 2008 11:11:20 -0000

Totally worth it - thankfully I had it when I just went through my medical stuff, as otherwise I would have been out over $30000 rather than $7K. I am (and still am, I think) very healthy, but when something sneaks up on you....we will never go without insurance, even if we only have a catastrophic plan.

Re: Best of the blogosphere: Flowers in bloom roundup

David — Tue, 03 Jun 2008 13:21:35 -0000

"29 Free Or Low Cost Ways To Save Energy & Money" is actually at My Two Dollars, not My Dollar Plan. :-)

Re: Weekend Reading and Post Roundup

David — Sun, 08 Jun 2008 21:07:32 -0000

Thanks for the mention, appreciate it. And look forward to the 1st post of the group project tomorrow!

Re: wooden nickels

David — Mon, 30 Jul 2007 15:10:46 -0000

Sorry to hear about your loss bripblap...

Re: Linkling Massive Baby Roundup Edition

David — Sun, 26 Aug 2007 21:19:34 -0000

Very funny, and thanks for the mention!

Re: linkling: hands across the blogosphere edition

David — Sat, 08 Sep 2007 17:33:27 -0000

Jets? ;-) I'm going with the Pats....

Re: linkling: hands across the blogosphere edition

David — Sun, 09 Sep 2007 21:27:59 -0000

I would say I told you so, but that wouldn't be nice...

Re: the iPhone sickness

David — Fri, 14 Sep 2007 11:29:20 -0000

Hey there...good article, I agree with you for the most part. But I am curious about the "incompatibility" issues you think Apple users have. I only use Apples and always have, both in business and at home. There are ways to do everything! :-)

That being said, the cult of Mac can be a scary place, but I wouldn't leave for anything. If I can get my mom to use a Mac and never have problems, (rather than phone calls every week with a blue screen of death), it's worth the price of admission.

Oh, and never buy an Apple product when it comes out, they always go down pretty soon!

Re: the iPhone sickness

David — Fri, 14 Sep 2007 23:21:39 -0000

Anything you use on a PC, you can use on a Mac. Not only do they run Windows software, but there are versions of everything that match up as well. It's no problem, really!

Re: the myth of the parent that NEEDS to work

David — Wed, 17 Oct 2007 16:20:05 -0000

In my eyes, there is no more important work than raising a child. Kudos to you guys for making that choice, we plan on doing the same.

Re: linklings, the Jets strike back edition

David — Sat, 15 Dec 2007 13:40:31 -0000

"that of the Jets’ puny yet inexhaustible team hammering away at the Patriots, forever" - sounds dirty, but good luck with that happening...:-)

Re: linklings, the Jets strike back edition

David — Mon, 17 Dec 2007 13:40:42 -0000

What happened to the Jets? And don't say it was close - close only matters in horseshoes...and vegas, if you were betting. :-)

Re: a clear and present danger: the humanities

David — Wed, 13 Feb 2008 22:53:10 -0000

Dude, you had me - I was ready to comment. Brilliant.

Re: 9 ways to save without breaking a sweat

David — Mon, 23 Jun 2008 13:09:16 -0000

Hey, that's my article! ;-) Thanks again for this one!

Re: more or less a one year anniversary

David — Thu, 10 Jul 2008 23:59:14 -0000

Happy anniversary, and congrats on your success!

Re: linklings, internetless edition

David — Mon, 21 Jul 2008 11:15:56 -0000

Thanks for the link, and can I vote for you for President? ;-)

Re: less than three weeks to live

David — Tue, 29 Jul 2008 10:55:12 -0000

Whatever I did, it would have absolutely nothing to do with money. We are so caught up in making money, I think we forget that at the end, we all die and money means nothing.

I think I would eat ice cream and pizza until I could not move. Oh, and hang out with family. :-)

Re: linklings, coaching edition

David — Fri, 08 Aug 2008 11:20:58 -0000

Great list of links, thanks for including me!

Re: even my barber

David — Tue, 23 Sep 2008 12:54:05 -0000

Barbers and shoe-shine guys know everything - pay attention! :-)

Re: frugality versus self-sufficiency

David — Fri, 26 Sep 2008 00:53:01 -0000

How about canned goods, guns, and silver/gold? Those might be worthwhile investments right about now.... ;-). Kinda.

Re: linklings, trickledown pain edition

David — Mon, 29 Sep 2008 00:18:31 -0000

Hope your back feels better, and thanks for the mention!

Re: linklings, a Marley mindset

David — Sun, 12 Oct 2008 14:04:41 -0000

Thanks for the mention, appreciate that. Hopefully things will calm down and people can start acting like adults again. :-)

Re: do you need a bailout?

David — Tue, 25 Nov 2008 15:50:12 -0000

Fantastic post, and dead on. Unfortunately, too many people still want another stimulus check or a personal bailout - not comprehending how it all works. Every time I mention it on my site, I get people screaming at me because they want a stimulus check. They have no idea that they will have to pay it back eventually, even if some of these corporations won't. You are so right - you have to be your own bailout, as $1000 in the mail is not really going to change anyone's financial health for longer than a few days. Advance planning is the only way to be "secure". Great post as usual.

Re: why you’ll be richer without kids

David — Fri, 05 Dec 2008 11:32:48 -0000

"My life has been enriched by my daughter far more than any currency ever could." - I dont even have kids yet and I agree with this statement 100%. Making a lot of money just gives you money, it does not necessarily make you rich. I could care less about being wealthy as long as I have a nice life with good friends/family and I have my health. Everything else is extra, including being wealthy.

Re: Gas in the U.S. is Cheap

David — Fri, 22 Feb 2008 11:50:13 -0000

Gas should be more expensive here to encourage people to buy smaller more fuel efficient cars...or just to actually give them something to complain about. You cannot drive a big suv AND complain about gas prices, it makes no sense.

Re: Why Drilling Offshore is a Bad Idea

David — Wed, 16 Jul 2008 10:14:05 -0000

Great post, agree 100%! More people need to know that if we dig for more oil, the work towards renewables will be delayed, and then once we run out of our newly found oil, we won't have any that we will need to create the alternative fuels infrastructure.

Re: Improving Cash Flow vs. Accumulating Wealth

David — Wed, 24 Sep 2008 14:26:16 -0000

While I agree in principle about paying down highest interest loans first, the "mental" satisfaction in this case of not having car loan and not having a $600 outlay of cash each month for a car, could supercede any thoughts on interest rates. If this was me, I would pay off the car with the money and put the rest towards the house. A $600 reduction in monthly costs is too much to pass up for a $70 or so savings each month on a mortgage, at least for me. Great post

Re: Carnival of Financial Goals - Music Edition!

David — Wed, 04 Feb 2009 09:47:55 -0000

Thanks so much for making my post an Editor's Pick!

Re: linklings, dropbox and evernote edition

David — Mon, 21 Sep 2009 20:49:07 -0000

It's amazing - once you start using Dropbox the more uses you find for it! Thanks for the mention Steve :)

Re: Sunday Readings 11-09-08

David — Sun, 09 Nov 2008 12:39:49 -0000

Thanks so much for the mention, appreciate it!

Re: Interview with Personal Finance Blogger David from My Two Dollars

David — Wed, 14 Oct 2009 09:27:12 -0000

Thanks for the interview Tim, enjoyed doing it!