DISQUS

The David My pleasure. At least three of my friends - as well as myself - made finances their main goal this year, so you had me hooked with the first line.

Thanks for the comment!

Linda I agree. This is a very interesting discussion. My husband and I have talked about his coworkers who chose not to have kids and we are glad when people know they don't want to have kids. We have kids and love having them. People who don't want kids shouldn't have them - the worst is when someone who doesn't want kids and ends up having them and then doesn't take care of them. We may never become rich but you know what? Being rich is too overrated. You only need enough to live on, the idea is to know how much is enough and make plans accordingly. The value of the comments here is that we are all thinking about these issues and even though we don't all agree, we know the different sides to of these issues. Everyone has a different take and each is valid.

Being a parent can be extremely difficult but it is also a wonderful experience. It is the most important job in the world - bar none. You are responsible for this human being until he/she reaches adulthood and beyond. People talk about changing the world, well, you can do it right at home. You are this person's world. The relationship you have with this person is priceless. A rich family life surpasses any success in life.

WealthBoy For many, improved cash flow indeed does provide a sense of security even when it is to the detriment of net worth. I think it helps to be informed when making such decisions by realizing the long-term cost and developing a good view of the big picture. In the grand scheme of things, 20 months isn't a long time to finish paying off an auto loan and in month 21 cash flow would improve by $670 vs. $600.

Money Matters wow, my bad. First the incorrect flower name, now this. I must have been on drugs. updated. :)