Disqus - Latest Comments for Jonathan Blackwell

Re: Rough Week for Investors in the Stock Market | Atlanta Real Estate Resource | Homes in North Atlanta: Marietta, Woodstock, Canton & Alpharetta | Atlanta Commercial Real Estate

Jonathan Blackwell — Wed, 08 Oct 2008 19:12:36 -0000

The only positive to investor turmoil on Wall St is that it nearly always helps mortgage rates.

Re: Attention Atlanta Renters! Now is the time to purchase an Atlanta home!

Jonathan Blackwell — Wed, 08 Oct 2008 19:14:37 -0000

Now is the time. Once the debt created by the Wall St. fiasco kicks in, along with today's rate cut, you can expect for inflationary pressure to cause mortgage rates to rise.

Re: Atlanta Real Estate: Dare To Be Ruthless

Jonathan Blackwell — Thu, 30 Oct 2008 20:28:14 -0000

Offer a reasonable price, offer on multiple properties if need be and search for deals. Simple enough formula.

Re: Sound Off! Promote Yourself through lenderama

Jonathan Blackwell — Mon, 09 Jun 2008 23:36:56 -0000

Always enjoy reading your site!

AtlantaHomeLoans.net
AtlantaForeclosureTour.net

Re: The Best Way to Track Blog Conversations

Jonathan Blackwell — Mon, 09 Jun 2008 23:40:23 -0000

Good advice Wade!

AtlantaHomeLoans.net
AtlantaForeclosureTour.net
GoGreenWithFHA.com

Re: Understanding Inflation - Part 1 of 6

Jonathan Blackwell — Wed, 12 Nov 2008 23:00:56 -0000

Great info Wade. Perfectly explained.

Re: Mortgage Marketing - 11 things you can do right now…

Jonathan Blackwell — Wed, 12 Nov 2008 23:03:07 -0000

All excellent info. Don't forget the Greg Frost method of prospecting clients in the loan process for referrals. Loan approval is the perfect time to ask for referrals.

Re: Silly Counter Offers Redux

Jonathan Blackwell — Tue, 17 Jun 2008 21:33:17 -0000

Absolutely, that sounds like a bad agent as much or more than bad sellers.

I do a lot of renovation loans (that require more time for obvious reasons) and you'd be surprised at the number of agents and sellers that absolutely ignore or refuse my recommendations on contingency period and contract date. Insisting on 10 days when I need 15 days and insisting on 30 when I need 45.

Guess who gets the first angry phone call when the loan isn't clear to close on day 30.

Re: Why Won’t Anyone List My Short Sale?

Jonathan Blackwell — Sun, 10 Aug 2008 23:45:42 -0000

I believe FHA guidelines count a Deed-In-Lieu the same as a foreclosure. 3 years for FHA before you can purchase again.

Re: From the “Huh?” Files: “Going Pink is Stupid”

Jonathan Blackwell — Wed, 08 Oct 2008 19:56:56 -0000

I like it when people comment on how ugly my profile picture is on my site. It is even better when they take the time to fill out a lead form and I get to put them in my database so they can see me weekly

Re: Are Newspapers Dying?

Jonathan Blackwell — Wed, 08 Oct 2008 19:59:30 -0000

What are newspapers? Are those the things that they throwdown before they dump the low country boil?

Re: Upgrades Galore - and nothing broke!

Jonathan Blackwell — Wed, 08 Oct 2008 20:02:26 -0000

The upgrade is such an undertaking for a wordpress neophyte like myself

Re: Obama on Housing

Jonathan Blackwell — Wed, 05 Nov 2008 22:23:20 -0000

I think some of that is a pretty good start. Obviously, we will all be watching carefully

Re: Inman News Names “Top 25 Most Influential Real Estate Bloggers: 2008″

Jonathan Blackwell — Wed, 05 Nov 2008 22:26:33 -0000

Congrats on making the list. Big time!

Re: Going FSBO? Here’s One Way to Waste Your Time and Effort

Jonathan Blackwell — Wed, 05 Nov 2008 22:31:29 -0000

Lenders hate FSBO as well. Some of them are have special appraisal requirements for FSBO homes. Don't be cheap, list the home wiith an actual living breathing agent please.

Re: Why Internet Explorer Drives me INSANE!

Jonathan Blackwell — Tue, 18 Nov 2008 22:31:58 -0000

You forgot Flock. Yeah, all Mircosoft products suck. I use Firefox / Flock and even Open Office instead of Microsoft Office.

Re: All You Ever Need to Know About How Mortgages Work

Jonathan Blackwell — Tue, 09 Dec 2008 20:31:42 -0000

I just got through reading the first few articles and they are excellent. Highly recommended reading.

Re: Solar Powered House in Boulder, Colorado

Jonathan Blackwell — Tue, 05 Aug 2008 22:58:25 -0000

The new housing bill has a couple of provisions dedicated to increasing the prevalence of energy efficient homes by making energy efficient mortgages better and easier to obtain. For example, FHA EEMs allow lenders to add 100 percent of the additional cost of cost-effective energy efficiency improvements to an already approved mortgage loan (as long as the additional costs do not exceed $4000 or 5 percent of the value of the home, up to a maximum of $8000, whichever is greater). No additional down payment is required, and the FHA loan limits won’t interfere with the process of obtaining the EEM. The new rule eliminates that $8000 cap and changes it to 5% of the purchase price / appraised value of the home. On a home that sells for $300,000 that means you can get $15,000 of energy efficient improvements with having to qualify for the additional debt to income produced by the higher loan amount or putting the extra down payment that would also be required by the higher loan amount.

This should help more folks do what Eric has done.

Re: 4-Hour Workweek Author Tim Ferriss on Green Lifestyle Design VIDEO

Jonathan Blackwell — Tue, 05 Aug 2008 23:37:18 -0000

I love his book, it is full of inspiration. I have read it twice and highly recommend.

Re: Barack Obama Faces Environmental Clean Up After Two Centuries of Bingeing: Bill McKibben

Jonathan Blackwell — Wed, 05 Nov 2008 22:20:16 -0000

Obama has a lot of work to do and this is going to be extremely interesting. My fingers are crossed.

Re: How to Go Green: Gadgets

Jonathan Blackwell — Wed, 05 Nov 2008 22:18:18 -0000

Turn those devices OFF and restore or renovate instead of buying new. Good advice!