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mtsen
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2 weeks ago
in Resource Allocation on Meshio.com - a Malaysia personal finance blog
we eventually reach a stage where our experience can pass all exams but just couldn't get pass any academic pressure ...
1 reply
yowchuan
Yeah man...I just don't think I am cut out to be an academician. I might even fail as a kindergarten school teacher man.
2 months ago
in Measurable Challenges on Meshio.com - a Malaysia personal finance blog
sales should be the top measurements, followed by other measurements, that way you can measure the progress of other measurements ...
1 reply
yowchuan
Hah...mtsen, I agree that sales is important, since no business can ever operate without making any profits.
However, I believe in the measurement of activities that leads to a sale, much more than just looking at the sales figure alone, simply because to make a sale, there are many factors involved before the transaction is made.
It could be due to the emotional factors, or the level of professionalism involved, or simply because I was just a more convenient candidate. The opposite is also true, where a sale might not happen due to various reasons and it would be good if we can actually measure these failures if we had a clear measurements of our own activities, whereby we have a better control over.
On the other extreme, if sales is the only measurement (I know this is not what you meant, but just to illustrate the point), it's likely to lead to compromises on ethics and values which could be much more valuable in the long scheme of things.
In my opinion, the end should not justify the means.
However, I believe in the measurement of activities that leads to a sale, much more than just looking at the sales figure alone, simply because to make a sale, there are many factors involved before the transaction is made.
It could be due to the emotional factors, or the level of professionalism involved, or simply because I was just a more convenient candidate. The opposite is also true, where a sale might not happen due to various reasons and it would be good if we can actually measure these failures if we had a clear measurements of our own activities, whereby we have a better control over.
On the other extreme, if sales is the only measurement (I know this is not what you meant, but just to illustrate the point), it's likely to lead to compromises on ethics and values which could be much more valuable in the long scheme of things.
In my opinion, the end should not justify the means.
2 months ago
in Personal Finance Forum for Malaysians on Meshio.com - a Malaysia personal finance blog
Hi, forum is great for general topics but tough for specific topics like this to grow on. my recent web 2.0 idea can solve this concern too but need helps to build it, hope one day we can meet up to explore this ...
1 reply
yowchuan
hey mtsen, how about creating plugin for Facebook to connect with phpBB? :-D
4 months ago
in Cheap Water on Meshio.com - a Malaysia personal finance blog
usually island like penang and spore who buy water will enjoy lower rate thanks to the subsidize from the govt, else noone would want to stay on the island.
the whole of water quality thing also involve city planning and the whole of architectural culture changes, which most do not forsee any improvement in old cities
the whole of water quality thing also involve city planning and the whole of architectural culture changes, which most do not forsee any improvement in old cities
1 reply
nlitz
i wonder what will happend if syabas increase 30% water tariff as claim ealier. 2.60/35m³to PBA 1.00/200m³? OMG.
9 months ago
in How Fundsupermart will Revolutionize the Unit Trust Industry in Malaysia on Personal Finance Money Tips
this is cool, can I also think like this ?
if I plan to keep my fund for more than 5 years, I buy the traditional fund ... 5%/10 years = 0.05%
If I plan to keep the fund for only 3 years, then I should buy this wrap fund ?
if I plan to keep my fund for more than 5 years, I buy the traditional fund ... 5%/10 years = 0.05%
If I plan to keep the fund for only 3 years, then I should buy this wrap fund ?
1 reply
KCLau
of course you can think like this
normally unit trust is passively managed by investor .. it is like buy and
forget
but with the wrap account, where switching is free, you can do as much
switching and balancing as possible
And your advisor should help you to do that or advise you to.. that's more
pro-active
normally unit trust is passively managed by investor .. it is like buy and
forget
but with the wrap account, where switching is free, you can do as much
switching and balancing as possible
And your advisor should help you to do that or advise you to.. that's more
pro-active
