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Ling

6 months ago

in Mortgage Market Update on Lenderama.com
Problem is that Paulson is as much of a lame duck as President Bush. Nobody really wants any major decisions until after Jan 20. Best Paulson can hope for is that he doesn't screw up any more for the next month and a half.

7 months ago

in Mortgage Direct Marketing - What would I do? on Lenderama.com
True that you have to make things happen. Especially in a tough market. Instead of cutting back, you need to work twice as hard to ensure that you get at least what you used to, when times were good.

7 months ago

in Mortgage Market Update on Lenderama.com
Interesting week, all right. Somebody came out with a paper which says we've been in a recession since Dec 07. Totally wiped out all the gains from a better than expected Black Friday. It takes them a year to figure out we've been in a recession? And they panic about it now, after 1 year. And when do we find out we're out of the recession?

7 months ago

in You Had to Know This Was Coming! on Lenderama.com
45 million turkeys are a lotta turkeys to be eaten up in a day. Must make those two turkeys being pardoned by the President feel even more lucky.

7 months ago

in Goodbye Cash-out. Hello Debt Settlement. Part 2 of 3 on Lenderama.com
I've heard of specific strategies, like the Debt Snowball method. Can things like this be done without the help of a debt settlement agency? I read a little bit about it, but the calculations are a bit complicated.

7 months ago

in Understanding Inflation - Part 2 of 6 on Lenderama.com
A coupla months back, there was a lot of chatter about inflation, and deflation, and stagflation and which one the FED should focus on. What exactly is stagflation?

7 months ago

in Goodbye Cash-out. Hello Debt Settlement. Part 1 of 3 on Lenderama.com
This is very interesting. Wish you could go into some more detail about how consumers can pull off debt settlement without the help of a third party debt settlement company.

7 months ago

in Mortgage Market Update on Lenderama.com
No big deal that you're a bit late in posting, Robert. Worth waiting.

7 months ago

in Mortgage Marketing - 11 things you can do right now… on Lenderama.com
Develop relations with journalists from nearby papers and magazines. One article with a quote from you (and nowadays scribes do need a lot of info on mortgages) and all your problems will be over.

8 months ago

in Mortgage Market Update on Lenderama.com
I think this is pretty much the first time I've seen you take a firm stand. Otherwise, you're usually sitting on the fence about long term prospects.

8 months ago

in Wahoo! I can’t wait to start blaming Obama for all my problems! on Lenderama.com
True that. Not much point in worrying about what Obama is going to do, or waiting for a free handout. And once Bush goes out of office, hardly anyone will even remember why they were so angry with him. Its just election fever. Doesn't really make a big difference in day-to-day life.

8 months ago

in I talk to over 700 real estate agents. Tell me again why I’m waisting my time screwing around on Twitter? on Lenderama.com
From a business point of view, a combination of LinkedIn and twitter works pretty good. But as Jay says, twitter isn't for everyone. You have to be pretty transparent and open. From a fun point of view, it sa heck of a lot of fun. Twitter personas of people are way different than what they are in real life, or even at other places on the internet.

8 months ago

in Jumbo Reverse Mortgage Dead on Lenderama.com
Don't think so. Take till at least 2010 to get things back to where they were before. And even then, I doubt how much risk lenders will be willing to take on.

8 months ago

in Mortgage Market Update on Lenderama.com
Sentiment is pretty weak, and looks like its heading south well into the near future. You gotta do some explaining about the correlation between the movements of stocks and bonds. I've been grasp the finer details, but with the markets so wild, its kinda hard to understand it.

8 months ago

in If I were NAR’s Social Media Manager on Lenderama.com
If I were the one hiring you, I'd hire you just for this - "This has not exactly been a positive time. But here I am. I’m as bullish as Lawrence Yun. I don’t care if the whole world is going up in flames. I know how to move forward."

Qualifications and experience being equal, I'd select the candidate who has this kind of attitude.

8 months ago

in Congrats Mike! on Lenderama.com
Congrats to Mike. So will he still be contributing here? Or are we too low tech for him now? :)

8 months ago

in Mortgage Market Update on Lenderama.com
I think maybe the next big trigger for the markets is probably going to be election day. If the Democrats sweep Congress and Obama wins, there's a lot of pain in store for the banks.

8 months ago

in Loan Officers UNLEASHED! on Lenderama.com
Heh! You do have a live one there. Humor is a very effective weapon on a blog, and you're making pretty good use of it.

8 months ago

in Mortgage Backed Securities… here’s a pretty good explanation on Lenderama.com
Neat explanation. Kinda like sitting in a class room. And I almost fell asleep during the introduction. :)

8 months ago

in Mortgage Market Update on Lenderama.com
Taking a vacation is just about the ebst thing you can do now. Read an article in Bloomberg which says that people need to step back and let things happen. Even had some nice suggestions for where to go and hide. :)

8 months ago

in It’s A Secret! on Lenderama.com
Well, I don't know what he's said on other forums, or how good teh courses are, but his site seems decent enough. He's put in a lot of effort in the site, and that shows.

8 months ago

in Little White Lies: Your Stated Income Mortgage Borrowers on Lenderama.com
I understand the need for stated income loans, but seems to me this is a recipe or disaster. How can you trust the goodness of human nature while lending money? You can trust, but you have to verify. And that comes only from solid proof of income.

8 months ago

in Sometimes Economic Predictions Come True on Lenderama.com
Nice thought, but every pundit on the news has a different opinion, and if you watch it long enough, you'll probably end up more confused than before. BTW, the hedge fund manager was John Paulson, of Paulson & Co., who made a heck of a lot for his clients (and for his hedge fund) betting short on mortgage backed securities. You can't go wrong if you follow him (or the Yale endowment's David Swensen) closely, but its a bit hard to know what these guys are doing, unless you're a client. :)

9 months ago

in Mortgage Market Update on Lenderama.com
Why exactly is Wall Street unhappy with the bailout bill? I mean, they were literally begging for it, and everyone and his aunt was predicting doom if the bill wasn't passed. If $700 billion isn't enough for them, then what is?

9 months ago

in Feeling Nervous? on Lenderama.com
Well, it'll take them some time to chew on that $700 billion, so I'd say you get about a couple of months to forget the worry, what with the elections and all. Early next year, the bottom caves out, and won't be any bailout coming then.
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