http://disqus.com/by/hartanishq77/enThu, 05 Nov 2009 04:49:33 -0000http://www.suchetadalal.com/?id=4ebc5bc7-56f5-9845-4af13e20bf45&base=sections&f#comment-21927270<p>No marks for guessing that its case of corruption and moreover why only politicians have right to pile billions and trillions- everybody has right to make one's own future safe. I think corruption should be consitutionaly enacted and specially tax code could be implemented so that this money and all those money which has gone out of India and is of no use could be brought and utilized in changing India fortune!</p>hartanishq77Thu, 05 Nov 2009 04:49:33 -0000http://www.suchetadalal.com/?id=2a39c37b-ef29-fca9-4af13e5dfc2e&base=sections&f#comment-21926853<p>In this context I prefer POA executed by SHCIL. SHCIL doesn't access to client bank account. All POA are executed in the name of institution and client are happy with its services. It doesnot allows shortselling and doesnot accepts buy orders without cheque instrument from client. It totally keeps one away from any sort of speculation </p>hartanishq77Thu, 05 Nov 2009 04:28:21 -0000http://www.suchetadalal.com/?id=795c1edf-7e91-89c2-4ab7652356d8&base=sections&f#comment-17208134<p>One may fully agree that mis-selling has been done at selling point of insurance and not agency level. but one thing to ponder is that sales team/employee/agents are not doing at their will but sales target of each and every insurance scheme compels them to do so. Insurance company offers maximum brokerage for products which are non-traditional and require more technical know to understand the effects of insurance product. Unrealistic and high targets of sales not only to sales team but to operation people specially in banks leads to mis-selling of insurance products. Curtailling down to lucrative commission may compel agencies/banks to give quality service to customers and build so called relationship. A relation of trust and confidence where agency will reap fruits for long time and not one time to mis-selling for high commission and losing the client for ever.<br></p>hartanishq77Wed, 23 Sep 2009 04:06:13 -0000http://www.suchetadalal.com/?id=795c1edf-7e91-89c2-4ab7652356d8&base=sections&f#comment-17208121<p>One may fully agree that mis-selling has been done at selling point of insurance and not agency level. but one thing to ponder is that sales team/employee/agents are not doing at their will but sales target of each and every insurance scheme compels them to do so. Insurance company offers maximum brokerage for products which are non-traditional and require more technical know to understand the effects of insurance product. Unrealistic and high targets of sales not only to sales team but to operation people specially in banks leads to mis-selling of insurance products. Curtailling down to lucrative commission may compel agencies/banks to give quality service to customers and build so called relationship. A relation of trust and confidence where agency will reap fruits for long time and not one time to mis-selling for high commission and losing the client for ever.<br></p>hartanishq77Wed, 23 Sep 2009 04:05:04 -0000