Whatsoever the reason, with time people are more tend for price comparison sites and for sellers the market will be more competitive.

What I'm waiting for is an app that does all that for me.

Really it doesn't require a great deal of effort. I just finally convinced my Mum that her misplaced loyalty to her long standing 'big brand' providers was penalising her. An afternoon on the computer and I helped her switch her bank a/c, utilities, car & house insurance, phone & broadband saving her £1300/year in total plus a £125 cashback and a £100 M&S voucher. You are a fool if you don't at least check what you're paying every couple of years.

Agrre fully - I keep changing when I see an advantage and don't mind spending the time looking around - but have to be sharp to tell the firms that my direct debit is for this one deal only - not perpetual renewal.

Yes, life can be a real pain when you have to put in some work and check the 'small' print, can't it?

<"my room mate Lori Is getting paid on the internet $98/hr".....!tp654n:
two days ago grey McLaren. P1 I bought after earning 18,512 Dollars..it was my previous month's payout..just a little over.17k Dollars Last month..3-5 hours job a day...with weekly payouts..it's realy the simplest. job I have ever Do.. I Joined This 7 months. ago. and now making over hourly. 87 Dollars...Learn. More right Here
!tp654n:
➽:➽:.
➽.➽.➽.➽ http://GlobalSuperJobsReportsEmploymentsLeaf\GetPay$98\Hour.....

★✹✹★✹✹★✹✹★✹✹★✹✹★✹✹★✹✹★✹✹★✹✹★✹✹★✹✹★✹✹★✹✹★✹✹★✹✹★✹✹★✹✹★::::::!tp654n....,

It may be your experience that, for you, savings from switching gas and electricity aren't worth the hassle. But that is not the case for the average Briton. The CMA's competition investigation showed that 70% of households are on providers standard tariffs, and those people are paying on average £300 per year more than the cheapest tariffs

This is a huge amount of money for most people, and shouldn't be dismissed based on anecdotal evidence of one person.

Karl, You are absolutely right - switching your gas and electricity does result in considerable savings for anyone on a standard tariff (60+% of households).

If you shop around a little you will find people (like us) who share the juicy switching commission with the people who switch.

The real scandal is that the CMA investigation seems to have dismissed forcing suppliers to create simple comparable tariffs (like we have at petrol stations) - then it would be obvious to see which tariff is cheapest without the need for a comparison site.

You will have to check all the tariffs published - those that send you a bill monthly and also read your meter will rip you off. If you are careful and do the legwork yourself and pay by monthly direct debit and mindful of the conditions you can benefit. I just changed my electricity supplier after two years - with a significant price advantage. Will have to be careful next year to make sure the tariff stays.

I changed mine a fortnight ago. I'm still with the same supplier but my electricity bill has gone down by about 25%.

On the subject of holiday insurance, I broke a ski a couple of decades ago. The insurers refused to pay out for a new pair but were quite willing to pay for a single ski. Skis are made as a pair.

Some insurers will replace a patch of carpet but not the whole thing - but usually the carpet matching yours is no longer made and thus a patch cannot be sourced. This is why I don't buy insurance on price alone - I look for firms with a reputation to keep.

I used to be a life assurance underwriter. In that field of insurance, at least your 25 years pass or you eventually die. :-/