Disqus - Latest Comments for Yana

Re: The Rich Drink Differently From You and Me

Yana — Thu, 11 Aug 2011 14:13:13 -0000

Rich (the term itself being subject to subjective interpretation) people can spend what they are willing to spend on whatever they choose to spend it on. I don't think you can say they spend more on everything than poor people, because you don't remain rich by spending without consideration. Spending is what poor people do, and they line the pockets of higher-income people by doing it. There would be far fewer rich people without the poor feeding them, and until the medical industry's exploitations are acknowledged and prohibited, many people will make the slide from comfort to destitution - if they live long enough to do so.

Re: Whoa, Hold Up, Wait a Minute

Yana — Tue, 03 Mar 2009 16:27:16 -0000

I don't think the banks are going to make a killing; I think we have a credit meltdown ahead of us. If people can walk away from homes, how much easier is it to walk away from credit card debt? Bankruptcy means you don't have to pay, whether or not you file - because you always *can* file. People who resort to credit cards to live do not have the money to pay.

Re: The Real Math Behind Point-of-Sale Instant Savings

Yana — Fri, 22 Feb 2008 15:26:31 -0000

What I used to do when I used credit cards for everything is deduct the charge from my checkbook at the time of purchase, as though the money was gone that minute. I paid in full when the bill came, and because the money already looked like it was gone, I didn't feel I lost anything. It's okay (I suppose ;) ) to use credit cards for their perks/discounts, but having had it both ways, I prefer paying cash - actually, Visa/MC debit card. Paying interest is the worse thing, as far as I'm concerned, closely followed by interest-free loans where the monthly payments tie up your future income.