Disqus - Latest Comments for Jonzee

Re: Thursday Open Thread

Jonzee — Thu, 24 Jul 2008 13:28:07 -0000

Not making an issue out of nothing....

I just noticed for the last month or so it been all about the press and curl--when it has not been previous to the "Michelle" makeover.

Simply an observation.

Re: Thursday Open Thread

Jonzee — Thu, 24 Jul 2008 13:12:08 -0000

While I'm glad to see the Obamas on the cover of People....

What is up with the "wee Michelle" hair makeovers? I am all about the natural hair...now evertime we see them they have straight hair? Are the kinks not "American" enough???

Re: Wednesday Open Thread

Jonzee — Wed, 23 Jul 2008 10:11:46 -0000

Word! ...to Big Bird

Re: Wednesday Open Thread

Jonzee — Wed, 23 Jul 2008 09:58:50 -0000

So Mr. Steele says Jesse Hates Obama because he is the White Man's Race Card. (How about Shelby Steele is the White Mans...never mind I like having a peaceful heart!)

Argue amongst yourselves about that one.

Re: Michelle Obama’s Being Defended – One Article at a time

Jonzee — Tue, 22 Jul 2008 15:59:46 -0000

Theola is a buddy of mine! I was so excited to see her article mentioned here! Its about time the post gave her some better "air time".

Re: Obama and Faith Based Initiatives

Jonzee — Thu, 03 Jul 2008 12:31:48 -0000

ACORN and Common Ground Collective are seen as best practice--not all of ACORNS chapters are...but I digress.

It's clear he does not think that non-profits with religious affiliations will over take, folks like Catholic Charities or Abyssinian Development Corporation.

Re: Thursday Open Thread

Jonzee — Thu, 03 Jul 2008 12:25:03 -0000

Personally, I hope its Outkast and Coldplay...

But that's just wishful thinking...perhaps Clint Black and Jennifer Hudson? That would be better...lol

Re: Thursday Open Thread

Jonzee — Thu, 03 Jul 2008 12:03:49 -0000

Here is an interesting piece from the Black Agenda Report:

Cythina McKinney Deserves your Support, Barack Obama does not"

I don't agree with most of the article, but I would love to know what you all think.

Re: Obama’s Black..ergo, he’s got bad credit.

Jonzee — Wed, 02 Jul 2008 17:33:24 -0000

I am all for proper vetting. But what I am not for is superscilious conjecture attempting to pass itself off as well researched journalism.

*taking off my Obamaholic hat and putting on my housing finance expert hat*

The WaPo articles author's analysis was pedestrian and shows a complete lack of understanding of what goes on in obtaining a mortgage.

Your FICO score, payment history, debt to income ratio, earnings and assets, and the worthiness of the property in question largely determine your rate. It is not uncommon for a mortgage broker to offer lower than average rates in order to get the deal.

Senator Obama, as it is widely reported, has significantly low debt (and did back then), had recently made a sale on a condo, and had serious earning potential. The spread on a mortgage is always negotiable, and the commission for the broker was more than enough reason to offer a lower rate.

Plus, the key is the word "average" generally means middle...so unless we are going to investigate all borrowers who recieved that rate at that point in time, compare FICO scores, credit histories, income and earnings, and comparables in terms of property, the writer's conclusions mean diddly.

*taking the housing finance pro hat off*